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  1. M

    New washing machine faulty. Can I insist on replacement

    Hi there As stated above. I purchased a new Indesit washing machine yesterday and it appears to have an electrical fault. I was on to the indesit tech support who offered to send an engineer out next Wednesday to look at it. But I would prefer a replacement or refund. I think it's...
  2. M

    Taxation of Back to Education Allowance

    Hi There, My husband was on Jobseekers from Jan to Sept last year (2011) and Back to Edcucation Allowance from Sept to December. I'm just completing the form 11 now (we are jointly assessed) and was wondering if someone here can answer these questions: 1. is he entitled to a PAYE credit for...
  3. M

    To sell now or wait ? opinions please

    Hi there, We had our house valued at €230-€240 last week, we owe approx €195 (on a tracker mortgage). The bank have provisionally approved us for €110k, which restricts us somewhat in the new house that we would buy. My husband is a full time engineering student, so hopefully should have...
  4. M

    High Water Table causing septic tank problems

    Hi there, I need some advice, badly. Our home was build in 1993 and we have lived in it for 6 years. There have been ongoing problems with the septic tank every winter, with drains overflowing, toilets backing up etc. We got a new soak pit put in this year and the guy who did the work said...
  5. M

    How does means test for J.A. work ?

    Hi, I would appreciate if anyone could help me with this one - I have looked at the welfare.ie site but without much luck. My husband is due to be means tested for Job seekers allowance shortly, as he is almost 12 months out of work. My salary is (estimated) at €42K at end of this year , was...
  6. M

    Doing a post-grad course without completing an under-graduate course ? good idea ?

    Hi , I'm considering signing up for a post-graduate (level 8) course in management. I don't actually hold an under-graduate degree(level 7) but will qualify for the post-grad on experience alone. I know one pit-fall of doing this is that Revenue does not allow a credit on tuittion fees if...
  7. M

    Want to study Accountancy CIMA but concerned about 'Practical Experience Requirement'

    Hello, I'm hoping someone might have some advice for me. I qualified as an accounting technician some years ago and have always longed to go on and become a professional accountant. I have looked at ACCA, CPA etc. but the supervised training element was always against me, as am employed in a...
  8. M

    Do FAS Apprenticeships qualify for 'Back to Education Allowance'

    Hi, My husband has been unemployed for 3 months now. A friend (qualified electrician, self-employed) has agreed to take him on as an apprentice and train him up, but cannot afford to pay him. I suppose he is doing it as a favour, as this is something my husband really wants to do. I can't...
  9. M

    Constant Maintenance on House crippling me

    Does anyone else have this problem. We moved to a detached house on 1/4 acre in rural area only 4 years and am really starting to despair at the amount of maintenance on it. Since moving in we've had to endure the following: replace a burst oil tank replace warped alluminium windows with...
  10. M

    No PAYE Tax credit for Proprietary Directors

    Hi, Can anyone tell me what the reasoning behind this is ? I'm curious :confused: Is it another way of penalising entrepreneurs ?
  11. M

    Changing a UV light bulb to treat well water, quote of €220: Can I do it myself?

    Hi there, We got a UV sytem installed in our well last year and the bulb is now due to be replaced. Can anyone tell me if it is necessary to get a professional to do this or can it be a D.I.Y. job ? We got a quote of €220 (for replacement bulb & labour) from the company who originally...
  12. M

    PRSI class S and job seekers benefit

    Hi, I hope someone has the answer. I pay tax on my regular wages at class A for 51 weeks each year. I pay tax on directors fess at class S for 1 week each year. I had an inspection by social welfare when I first started the company and they have approved this setup. Would I still be eligible...
  13. M

    Strong smell of oil after the heating is on

    Hi, Any ideas what is causing this. There is strong lingering smell of oil after we turn off the heating. Also is it a regular plumber who services oil boilers ? Thanks, M
  14. M

    Ceramic tiles discolouring

    Hi, An odd one for you ! We laid a new floor only last year with cream (natural stone effect) ceramic tiles. Over the last few weeks I have noticed that one of the tiles has become really discoloured and darkened quite a bit. It is the tile in front of the sink and the food prep. area so it...
  15. M

    Nice restaurants in Dublin/Ballsbridge

    Hi, Myself & hubs are going up to the big smoke for Celion Dion concert next weekend. Anyone recommend any nice activities and/or restaurants. We are staying in Ballsbridge. Thanks in advance. Milly
  16. M

    Thinking of becoming a stay at home mam.

    Age: 27 Spouse’s/Partner's age: 28 Annual gross income from employment or profession: 35K Annual gross income spouse:45K Type of employment: e.g. Civil Servant, self-employed (both) I.T. private sector Expenditure pattern: In general are you spending more than you earn or are you saving...
  17. M

    New baby, when are benefits paid ?

    Hi there, I had a baby on 28.11.07 last and we registered her on 6.12.07. Does anyone know when the first childrens allowance and quarterly payments falls due. I have already received same for December for my older child. Thanks in advance, Milly
  18. M

    gift vouchers with no expiry date

    Hi everyone, I came across a voucher for a local restaurant that is dated Sept 2006. There is nothing on the voucher to say when it expires, so I presume its ok to use ?? Does anyone know ? Milly
  19. M

    payment of bank hols while on mat leave

    Hi, Can anyone help me, My maternity leave passes over 5 bank hols (31 Oct 07, 25 & 26 Dec 07, 1st Jan 08, 17th Mar 08), so I booked 27 weeks off (26 + 1 in lieu of the bank hols). Am i entitled to be paid for these 5 days. I thought I was and assumed that i would get a full weeks wages in...
  20. M

    Flushing out radiators

    Hi everyone, We have a problem where our upstairs rads aren't working at all. We had a plumber/friend call out who suggested flushing (de-sludge) out the system as the house is now 14 years old. Does anyone know what is involved with this ??? I'm a bit reluctant to get our friend to do it a...
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