Somar, I believe this particular discussion thread relates to "discounted tracker" accounts only. Those that entered fixed rate agreements had a different issue. There are multiple issues with the discounted tracker cohort that relate to shoddy/confusing/inaccurate contract wording and incorrect appication of margin after discount period. These were not fixed rates. 3 year fixed rate terms etc and what options those customers were given is a different matter to the issues we are highlighting here.