@bluestilton The issue here is prior to the loan agreement the rate was changed and no one spotted it. The bank or broker changed this, probably based on underwriting criteria, and was not picked up on your side - either by you or your solicitor (or the broker - who I believe works for you since they are ultimately being paid by you via commission)Somewhere between broker and bank this was changed on application form to discounted variable. Unfortunately we did not cop this until recently.
Applying for a tracker does not mean you were going to get one (sadly)
They are likely to blame the broker, or say you did not qualify for a tracker due to underwriting concerns and blame the broker for not telling you. Either way, I cannot see the bank accepting responsibility here.Complained to bank with no luck.
Now, if you queried and you were told a discount variable was a tracker then that is a different matter of course.