Key Post Step by step guide to applying for UK State Pension

I filled out the form online today for himself. He moved to England from Ireland in 1989 to 1996 / 1997 approx. It was a long time ago so he doesn’t remember the dates exactly. He's been working in Ireland since he returned home. So our dates are vague, Ive just used approx ones. Will this be ok? I have no way of getting actual dates for these. Will that go against his application? My view on it, is that at least he's in system now? It took us months to even get his national insurance number but eventually got there.
 
 
If you have given his NI number, HMRC have all of the details in front of them. Employers, dates etc. In fact everything about his UK work history.

I do not know for certain, but I think that the detail they want from you is to confirm, that you are not a scammer/ imposter trying to claim someone else's rightful pension.
I do not know how much detail they want, but if you have name, dob, his HMRC correspondence address from around 1990 and a name of even one employer, that should deffo be enough
 
Hi there
Thank you so much for this thread. I followed the step by step guide and got the CF83 form off on time. I haven't received any letter or email re: payment method and just happened to go into my online HMCR today to see it is all updated and the payment for back years is due to be paid by this Friday!!

I didn't get any letter or notification...will this deadline date for payment apply for me ? I haven't been contacted. I was expecting to have to pay later in the summer ( and have a source sorted) Will I lose out if I don't pay by Friday?

Hope someone can advise please
thanks
 
Thanks for replying ....much appreciated (again)

February - when I was told here by you ( thanks so much for that ) on this forum to - JUST GET IT IN!! :) I got an acknowledgement email of receipt of the form straight away and a ref number - but nothing since.

With all the talk about delays I thought it would take ages for them to get back - and I requested that they respond by email/letter - and I received nothing by post/email so presumed I was in the queue being processed

I nearly died this morning when I saw that it was all up there ( I had my NI number so must have been faster to process) and with the deadline for payment for this Friday :/

What should I do? Many thanks for any advice...
 
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The online record defaults (it seems) to show Class 3 payments for everyone, so my question is do you believe you are entitled to Class 2?

You are most likely aware that there is a significant difference in cost.

So, as to what you should do - my advice is get on the phone to them in the morning at 8am, or as soon as you can after that.

Quote your reference number and see can you get definitive guidance from them. Speaking for myself only, I wouldn't be inclined to pay a large amount of money at Class 3 in a panic, if I was satisfied that I could do so at Class 2.

Of course your age, and amount of back years available to you will be a consideration too.
 
Thanks again for your reply...I looked at the acknowledgement email again and it says "We will write to you to confirm if your application has been approved". I have received nothing in writing ( no email and no letter) so per your advice...I'm sitting tight.
Thank you.
 
UPDATE and request for advice please:

Hi there...Thanks for advice to sit tight - I just got a letter in the post..the date on the cover page is 25th March 2025. (even though I just received the mail today) and it lists all class 2 payments that need to be paid "within 31 days of the date of this letter"

I have arranged funds and want to pay the full amount for the 18 years today. Could you please confirm that the following details are still correct for payment using revolut?
Also any other tips on what I should post back by registered mail would be gratefully appreciated ( and postal address if possible..but I can search for that )

Many thanks for all help received here.

AD_4nXdP8sOljVv2pYtg0ADwSf-arQOeIz9EQrF96cgn-NMIeXkPbkHu5yJuPbVtEYrARradTylm-xJ-vmaBVb3WhykVFeUPyKHFbw0jHb3CzO2f4zn6K5y04jVMl2O3ivzy1nQOvkLsiQ
 
I can confirm that they have been correct, and many others have confirmed same here also.

Unless you have cause to suspect that they have changed account details I expect you'll be fine.

When going through the process of doing the transfer my Revolut app confirmed that the account name and number matched. That should give you comfort also.
 
Thank you so much - that's reassuring ! I'm actually nervous now that I'm finally at this stage :)
Just paid...what a relief...
Thanks to all on here!
 
Hi - I hope this question is seen as specific to this thread.

May I ask please.......

between Step 7 Pay the outstanding NICS and Step 8 Wait a few weeks......

is there a Step7a say where you have to tell them at the same time what years the payment relates to and how best to do that?

Thanks in advance.
 
is there a Step7a say where you have to tell them at the same time what years the payment relates to and how best to do that?
No harm in doing this. Each time I've made a payment I've rung them a week later to confirm they received the funds and to tell them how to allocate it.

The number I've used is 00441912037010. Typically 50 minutes on hold for a 50 seconds conversation, but worth it!
 
Hi and apologies if this has been covered already. My wife has 8 years uk state pension from the 80s/90s. She returned to Ireland in 93 and has been resident here since. However she didn’t take up formal employment after leaving the UK as she became a full time mum and carer since. She applied online and just this week received a letter from HMRC saying she could buy back years from 2006 to 2025 but at the class 3 rate. She has until 21st July to pay.

My question is why is she being charged the more expensive class 3 rates?
Also
Should she pay the class 3 rate before the deadline or should she appeal and try to get moved over to Class 2?
 
She’s being charged class 3 as she wasn’t in paid employment since then.

What would her grounds for appeal be?
 
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Hi
I am having trouble getting a HMRC texted access code to log in online. It worked 1st July but not now. Anyone else with the same problem. Would it have anything to do with the new Irish law around spam texts etc
Spider.
 
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