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  1. M

    Approaches to Budgeting

    I started tracking everything by spreadsheet almost six years ago, then at the start of 2013 began categorising it monthly and annually to analyse spending. I enjoy doing it. It means I know my yearly averages in each section and can better plan. It also means a quick search to check the cost of...
  2. M

    Rental Tax Relief

    I generally claim my tax reliefs back in bulk so submitted one in 2011 and did the same for my 2012-2015 tax credits recently. I have been renting since 2008 so claimed the Rental Tax Relief in my 2011 claim and applied for it also in this claim. I was allowed the medical expenses but nothing...
  3. M

    How to minimise costs when moving between leases?

    I have been renting a ground floor flat in a converted house since 1st December 2008. I was on various fixed leases up until 1st June 2011 after which the new letting agency didn't bother sending out the lease requested (six months as before), meaning that I am now automatically on a Part 4...
  4. M

    Seriously tight budget any comments please...

    Firstly, give yourself credit for managing on a tight budget. You're not in debt so you know how to do it. For me, personally, that gives a sense of freedom: I know I can manage on €20-25 a week if necessary (after bills) and not feel deprived. It can sound daft to some but frugality - a...
  5. M

    AIB Overcharge Again - 8,805 Customers Affected

    Hi, didn't want to start an entire thread for this so posting here as it seems relevant. I have two AIB current accounts. One is the main account that was initially a Cash Save account and the other I use for budgeting (transferring money from the other account and back). The main account...
  6. M

    Credit card charged interest even though nothing owed

    I would assume that if your credit card is in credit at the time the bill is sent out that the company should not be able to charge you interest on a credit balance. I know it's only a few pence in your case, but if you'd a large balance on the card the amount charged would have been large...
  7. M

    Key Post Brendan Burgess explains: How to protect your deposits

    I can understand the panic and fear that is out there about the possibility of a default and its implications, and tend to be susceptible to it myself. I can agree with other posters that the panic contributes to the problem, whilst also realising that nobody wants to be a sitting duck. I've...
  8. M

    Does anyone know of anywhere else (in the Cork city area) that sells Sushi?

    I just replied to a similar query here. Hope you might find it helpful.
  9. M

    Sushi Restaurant in Cork?

    I feel your pain. I've encountered the same problem when googling for it. O'Connell's fish stall in the Old English Market is where I get my sushi. They do it Mon-Sat and it's made to order. I can't vouch for the sushi with fish as I get the vegetarian version, but I can certainly recommend the...
  10. M

    Accountancy Technician Training

    Could anybody give me an idea of the workload involved in the IATI Accounting Technician course? I've signed up for it by night (three hours, twice a week) but, needing to plan ahead, I'd like to know how much additional study others who have gained this qualification ended up putting in. I...
  11. M

    Event management courses

    I did a full-time course in arts administration that covered event management. The course itself - NCVA accredited - was a major disappointment in that it felt extremely lightweight; I came out of it none the wiser regarding far too many aspects of arts admin; and much of the work we had to hand...
  12. M

    want to get out of retail... please advise

    I would second the above. I found it very useful lately in terms of reconnecting with an area of work that I had previously liked. I also found the recruitment agency I ended up with quite good in terms of focusing in on an aspect of my CV that I wouldn't have thought too much of myself...
  13. M

    Which accounting technician course to do?

    Thanks for the reply. It's definitely the accounting technician course that I'm thinking of first, but I've been trying to decide between the IATI-certified one or the ACCA equivalent, based on what further qualifications you could perhaps move onto afterwards. I've never seen any AAT-certified...
  14. M

    Which accounting technician course to do?

    Re: Which accounting qualification would suit? Can I piggyback on this thread, too? I've been doing lots of searches on the site for 'accounting technician', 'ACCA', 'IATI', etc. and have gotten an idea of what's involved in each, but I'm still a bit uncertain as to which to opt for this...
  15. M

    Temping / Unemployment Benefit

    I just phoned the agency and they said the earliest they'll be able to send a letter out is Thursday, so now I'm wondering to myself if I need to phone SW and okay that delay with them (they'd said bring the letter in as soon as I stopped working), lest future payments are affected. Ah, it's not...
  16. M

    Temping / Unemployment Benefit

    I'm not sure if this thread should be in this forum or in the 'Welfare & State Benefits' one, so please can a moderator move it to the latter, if it's more appropriate. I was made redundant last month, signed on on March 12th, got a letter informing me that my claim had been processed on...
  17. M

    Eddie Hobbs 1st April 4.75% on 21 day account?

    Can I just check: does the rate you get with AIB depend on when you sign up for the regular saver account?
  18. M

    Great interview, great presentation, but didn't get the job

    I'm not actually sure if the role is a public sector one (the managerial one certainly doesn't seem to have the usual clarifications that you'd find in a public sector job announcement), even though the submission address is City Hall. I'd have assumed - as you said - that City Hall can't really...
  19. M

    Great interview, great presentation, but didn't get the job

    I have a question about canvassing that doesn't merit its own thread, so I'm putting it here. I noticed a job advertised recently for a new local development that has really caught my interest. This advertised job is managerial and currently far out of my league, but it got me thinking that...
  20. M

    Transition year - advice welcome

    Transition Year wasn't even an option when I was at school and I'm sure if it had been that the same worries would've applied - getting out of the study habit - and I'd possibly have been dissuaded from doing it by others' concerns. But I've seen what a positive experience it has been for my...
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