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  1. J

    NIB Mortgage - Home Insurance Request

    i recently received a similar request as i changed insurance provider a while back and have submitted the new policy to them. I can understand why they would need to make sure the property is adequately insured My question is - is there an ulterior motivation in order to try and find a...
  2. J

    Current Accounts (Business Banking)

    hi, we have a bus banking online account with AIB having moved it from personal to bus banking. online functionality is pretty average and lots of type of transactions (setting up standanding orders) still require contacting branch. Bus banking support say it is all "under development". found...
  3. J

    Big black house spiders.

    on the subject of spiders nesting, saw two large ones last night in close proximity and wondered if we were going to be "treated" to some more over the next while ? are they more likely to have come from outside in ? and was it just coincidental that i saw two together ? not a great fan of...
  4. J

    Editing .pdf files

    i spent a good time looking at alternative for adobe and was nearly go to fork out the money until i cam across nitro - epxress is basic enough but the up market versions is what you will need to editing can highly recommend it, also they offer free 2 week trial which will give you an idea if...
  5. J

    Living in Australia. Looking to buy with an Irish mortgage - possible?

    the above post is right it is all about where the security is and if they dont have a presence in the market then little hope. only method is to use collateral within ireland as security but to be perfectly honest i agree with the exchange rate issues above. JPY have had lowest interest rates...
  6. J

    Moving Electricity Meter Outside

    it is in a special casing unit attached to front of house and requires a special key to open it which i presume esb meter readers have. it is pretty heavy duty so dont think it will blow off. it was installed as part of our re-wire of the house which needed the esb meter box moved i think our...
  7. J

    Importing a new car from Northern Ireland

    Hi soulman -- which garage did you use up north as looking to do a very similar purchase. you can PM me if you wish as would be very keen on advice from yourself !
  8. J

    Moving Electricity Meter Outside

    yes, fairly easy to do and i thought required nowadasy. quite a bit of regulation in terms of exact height, location and access when outside the house. you need to have your spark on hand to re-connect as when they leave the electricity will require an electrician to switch it on (10 min job...
  9. J

    Spray interior of new build

    where did yoy rent the spray gun etc from , and did you have to use special paint etc ?
  10. J

    Unmarried fathers claiming tax relief on maintenance payments for children

    can i just clarify One Parent Family tax credit states a couple can not claim if they are living as husband and wife on revenue site ...is this the same as co-habiting yet unmarried ? i presumed so however, an above post has confused me. my understanding was an married co-habiting couple...
  11. J

    Payroll Software

    we recently signed up to payback and can only speak highly off it as only took a few hours to get upto speed, like the poster above states excel and pdf ability is great. our a/c has been using Thesaurus for payslips and we are moving away as want to complete them ourselves to save money and...
  12. J

    recommendation for cordless phone and compatible wireless headsets

    did you make any progress on this as looking for supplier of a wireless headset for a home phone similar to what would be used in call centers etc cant find any good shops which can assist - does anyone have any ideas ?
  13. J

    General Practice start up expenses

    why dont you look to advertise in the irish medical times, or ask a few GPs about possible ways to advertise. i would seek legal advice in terms of the limitations as you might be in a catch 22 - ie you want to incentivise GP to rent however legally you may be restricted. A solicitor who has...
  14. J

    General Practice start up expenses

    Re: General Practice expenses you are probably well upto speed on the pharmacies bill in terms of business relationships between GPs and pharmacies as it is an area which has received quite a bit of attention in recent years primarily to prevent pharmacies offering highly incentivised terms...
  15. J

    07 Audi A4 info - Uk import

    Joanod- have been looking at this myself, what type of savings did you get my doing it this way. i explored it (A4 using NI prices) it a couple of years ago and whilst there was a saving i did not see it being that great, however, i know many do it and get good savings
  16. J

    General Practice start up expenses

    Re: General Practice expenses The ICGP should be able to provide you with professional advice and indicative costs for the above which should be reasonably easy to predict. An accountant who has many GPs as clients would be able to give you ball park figures on those costs (PM me and i can...
  17. J

    Excel Formula question "Countif"

    you can't (or i dont think you can !) use two countif functions within the one formulae for the purpose you are looking for, however, if you combine the two logical statements together and then use the one countif statement that might work. it means using an extra column but will get you the...
  18. J

    Hookhead - Virtual Accountant

    i downloaded the free trial versions of payback couple of weeks ago and started entering in emp info as want to generate own payslips without having to pay the accountant to provide these. found it very easy to use and quick scan through user manual all self explanatory, have ordered it for...
  19. J

    VRT Fraud or not

    why are people offering their subjective opinion on fairness on VRT, if it is due he should have to pay it simple as that. evasion of VRT, benefit fraud, all other tax evasion just means the rest of us have to share the burden. the key risk is that if he has an accident in ireland and when the...
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