pennypincher
Registered User
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- 396
Seems too good to be true: [broken link removed]
It's not too good to be true, it's just clever marketing. 10% is only for the first year, and only on the first €1500. The €150 cash payment on offer from UB is actually a better deal if you work it out.
sudo's link says it's an introductory offer. RTE say it only applies to the end of the year, which is about 9 months, reverting to 4% afterwards, so the AER for year 1 is aprox. 8.5%.
UB's €150 cash in hand better than PTSB's 8.5% of €1500 (at most, probably less) a year from now, less DIRT.
Also in the RTE link, [broken link removed] for the next three months (AER 5.81%) -- and this rate is available to existing customers too, unlike PTSB.
I just switched my AIB current account to a high interest current account. Only took about 3 minutes.
Marvellous...so you have to ring them and ask to be put on a high interest current account?
Yes. I rang my branch and they put me through to some other place. All they have to do is change the description of the account.