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  1. M

    Micksgarage.ie supply for the flooding weather

    My brother sent me this today, he works for micksgarage.ie, and said they've had tones of calls about people wanting to buy these. Bear
  2. M

    Motor Both lose no claims bonus for same claim?

    Hi Monaou, I'm afraid this is generally the norm, because your BF has his own insurance your insurer would have contacted them to try and recoupe some of the money paid out as he was driving. Even though it was in your car it still stands as an accident against him. What you could do is find...
  3. M

    Renting apartment in Dublin city- Is there none?

    Having been in his position myself only two months ago, I would advise he widen his search a little and maybe look at places just outside the CC or on a bus route that would leave him off close to work. I noticed that the price of rent in the CC seems to be a bit excessive. I managed to get a...
  4. M

    What are we watching on TV?

    If you're into sci fi then Fallen Skies is the show for you. I recorded them all before watching them and I have to say it was well worth waiting to watch them back to back. Also The Alphas isn't bad, the characters can be kinda annoying but that's just because they're all so naturally flawed...
  5. M

    UPC - broadband down when TV turned on!

    Hi States, UPC send their modems out by courier so someone would need to sign for it. I got a new one off them on Saturday and I only called them in Thursday, so 1 to 2 day wait is what they are saying. Bear
  6. M

    Covered on Two Different Policies

    Hi dubmark74, I'm afraid you're going to have to cancel one of these polices as you can't hold two health insurance policies at the same time (it's like I insuring your car twice). Also Quinn won't allow you to take both payments together and upgrade, it's just not an option they can offer, but...
  7. M

    Mortgage write offs

    I don't want to turn this into a tread about negative equity (we have enough of them already) but this whole hula baloo that people are making about being in negative equity is starting to grind my last nerve. Like all things in the world, a house is only worth what someone is willing to pay for...
  8. M

    Do most household insurance policies cover Smartphones?

    Hi Toby, most household insurers wouldn't cover mobile phones. You're generally better off talking to your provider and taking out cover through them. My iPhone is covered with Zurich through O2 but they declined to cover it directly through them. Hope this helps. Bear
  9. M

    Eurozone government?

    Great post ringledman, So if I'm reading this right, Germany has technically taken control of Europe through finacial means, because without Germany to fund them (us) the weaker states will fail and may never recover from the resession. If Hitler had been an accountant instead of a political...
  10. M

    Home What exactly is covered under the "outbuildings" cover of a household policy?.

    Hi DirectDevil, outbuildings are any structure built within the grounds of the property but not attached to the main building, ie garage, shed etc Hope this helps. Bear
  11. M

    Thinking of switching to Quinn but nervous..

    Hi, I just want to point out that it is extremely unlikely that Quinn Health will go bang as they are a highly profitable company and weren't affected by what happened with Quinn direct as they are a separate company. On the topic of your cover, have a chat with your provider and see if there...
  12. M

    Motor In a crash, no license.

    Hi just wondering if you have personally read this clause as coming from an insurance background I can say this sounds like an odd one to me. Even if it is legit driving without a licence no matter how long it's expired is an offence and she will most likely end up with a driving ban and...
  13. M

    Do governments ever have enough?

    Just because we voted them in doesn't mean we trust them. It was kinda the best of a bad bunch. They first need to earn that trust and so far we haven't seen anything to warrant such trust (though I do believe we will) Bear
  14. M

    Problem with 123 Motor Insurance

    123 have kinda become the new Quinn Direct in that they are great at getting you in but not great at customer care. I would keep at them and request that they now issue by next day delivery and advise if they are not received within a set time frame you will contact the insurance ombudsman about...
  15. M

    Motor Bad Crash No Nct, Hit Lamppost.

    You need to be insured to take the nct, so most people would schedule it during their insurance year. If you fail you must make the repairs and apply again, if you have an accident during the time you failed and your retest your insurer can check this and take that into account. It's all...
  16. M

    Motor Bad Crash No Nct, Hit Lamppost.

    Hi bluemac, Quinn have been asking for nct for about 6 months now. Either way though, it has nothing to do with the OP's question. Moving insurers because you feel safer with someone else is your own decision and is really down to what you are after in an insurer. I wouldn't tell anyone you...
  17. M

    Motor Bad Crash No Nct, Hit Lamppost.

    Sorry gers just looked back over your post and noticed you said you're only TPF&T so you should be ok. Afaik by law all insurers must pay out any 3rd party claims for anyone they cover so the other car and the council should be fine. I would still let them know about the nct, worst case senario...
  18. M

    Motor Bad Crash No Nct, Hit Lamppost.

    Hi gers, you could be in a bit of trouble but it will really depend on how ling your nct is out by. First thing I would do is call your claims handler and explain the situation. Still fill in the claim form and send it back as they'll need that either way. Tbh this is really going to be down to...
  19. M

    Laptop Fan Working Extra Hard

    It could be a case that the fan is dirty and is having to work harder to get cool air in. If this is the case it can be a bit fiddly to clean. One method I've tried is to use the small nossell attachment for your hover and set it on it's lowest power setting. You still need to be very careful as...
  20. M

    putting together a list of Irish movies from the last 20 years

    Intermission The Van Into the West I'm sure there's more that others can remember.
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