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  1. J

    Taxation of AVCs

    Query on taxation of lump sum on Redundancy and AVC’s. If someone takes Redundancy at 60yrs (with 30yrs service), their Pension is deferred until they reach 65. They have 200k in AVC’s account. How does the Redundancy payment affect Taxation of the AVC lump sum.
  2. J

    Travel Insurance query - broken foot

    We are currently booked to travel long haul holiday in July - leaving aside the possibility we can't travel due to the pandemic. My partner is travelling on same tickets and same travel insurance policy but broke his leg and will be wearing a medical boot until at least the day before travel (ie...
  3. J

    Health Insurance Fair Deal - savings running out

    I've searched but couldn't find a similar thread. Elderly family member in a private nursing home, currently paying 2500euro per month based on the fair deal scheme. This is taken from her savings (previous sale of house), and she has no other assets. We sought and got a review of her case in...
  4. J

    Ringing trunk of a tree

    Neighbour has cut into the trunk of a tree (approx 15 yrs old) about 12" from the base with a chainsaw, in a full circle around the trunk. The trees are on a common green play area and when questioned about why it was done, all knowledge was denied. 12 months later there is a distinct ring...
  5. J

    use of attic space

    can an attic space be converted for use as a bedroom? I seem to remember that yrs ago you had to convert it as a "living area" as the fire officer wouldn't permitted attic bedrooms but can't find anything in writing whether it is permitted now or not.
  6. J

    Gardening - north facing wall

    anyone got suggestions for wall coverings on a north facing wall - already have a cotoneaster planted there and doing nicely but looking for an alternative as well. Preferably not an ivy though.
  7. J

    Planning permission - lands not in my name

    can someone lodge an application for planning permission for lands that are not in their own name?? example : if I want to buy a site subject to planning, do I lodge plans in my own name or in the name of the person selling the site. are there legal implications of not applying if the lands...
  8. J

    tax back - moving overseas

    If someone has moved overseas, how do they go about claiming tax back which might be due to them. I'm doing this for a friend who moved to Oz in November 2009. Can I just send in their P45 with covering letter into the tax office and request a balancing statement for them - it can be sent to...
  9. J

    Kitchen Waste Disposal Unit

    with refuse charges rising the whole time I'm looking for ways to reduce my own bill. I already compost as much as possible and recycle anything possible but I'm still left with food scraps (not much admittedly due to 3 hungry teenagers :D). Anyone got experience of kitchen sink waste disposal...
  10. J

    tax office error

    if the tax office has made an error in the allocation of tax credits and this only comes to light after 2 years, am I really responsible to pay it back at stage?
  11. J

    Med 1 - overseas medical expenses

    Does anyone know if overseas A&E medical expenses which were not covered by my holiday insurance get covered by the Med 1 form. Basically, due to the excess on the hol insurance, I am still out of pocket. Can I claim these, together with my Irish expenses, on med 1 form?
  12. J

    job gone short time

    Sister worked 2 days week in part time job which has now gone to one day a week and this is looking at risk too. Is she entitled to anything (even credits just to keep the stamps going)?
  13. J

    Toronto

    having a quick trip to Toronto soon - only be there for about 36 hours so whats the recommended tourists things to see in short space of time. will be doing Niiagra Falls separately.
  14. J

    Homemakers Credit Question

    wife was at home minding the children for number of years and we got the homemakers credit. She now going back to work parttime few hours a week. Anyone know if there is a limit to annual pay she can earn in order to keep the homemakers allowance or is it gone with any paid work. thanks
  15. J

    Tax Credits

    i'm working fulltime, wife part time. At moment I have all the credits/allowances apart from Personal Tax credit of 1830 euro my wife has. Can anyone tell me if she can give that allowance to me or does everyone have to have a set minimum credit. I thought that it can't be given away but the...
  16. J

    Car Tyres

    Anybody got any suggestions on car tyres, I currently have Firestone 205/55 R16 V rating on a 2002 Renault Laguna, but the front tyres are worn in 12 months and 13000 miles, I am not a mad driver and would generally stick to the speed limits.
  17. J

    Computer freezes

    I've got a Dell Dimension running Windows XP which has just this week started to jam. The screen goes to the basic desktop but no icons are present. Only solution so far appears to be to turn it off and restart. I've done a virsus scan (clean), degrag (started to run a bit faster), disk...
  18. J

    Mortgage TRS

    I receive an even figure of 100E as my TRS on mortgage repayments. Can anyone tell me how TRS is calculated? An even figure of 100E seems a bit odd. I know it depends on how much interest you are liable for but what is the calculation formula used.:confused:
  19. J

    Tracker mortgage v's variable

    in a recent discussion with my bank, they are suggesting that i change my 165k mortgage at variable rate of 5.35% to a tracker style mortgage, i have 19yrs left on the mortgage, i basically don't trust the bank and feel suspicious when the bank suggest something, any one got any suggestions...
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