To be fair, there's a huge qualitative and quantitative difference between not paying day to day banking charges because the bank doesn't levy them and somebody welching on their mortgage contract.
Just to be clear. I paid every fee that was due. That they couldn't make money was as a result of their decisions and actions.
Watching this thread ..also a KBC user & Revolut user , have an EBS account in tandem ( not used much in recent years had some form filling to re activate it ) so currently have set up all direct debits from EBS ( mortgage, utilities , savings etc..) and day to day spending is still with KBC ...we will remain until we can. very last minute !
Yes I think that is the way to go
This is not true.
Yes, it’s an absolute disgrace that KBC and Ulster Bank have only just announced that they’re leaving Ireland.
HI S class, in my case, the issue was on their side (in-app selfie function would not work to allow pin update, in addition, their system would not issue a pin update email to me). When they couldn't fix it, the agent's response was to pull down the shutters and leave me without chat access for 5 days. The inital block of my account happened because my salary was paid into the account. Believe me, they had clear and concise details about what the problem was.
True, but all the same if you position yourself in a market by offering certain key services for free, you'll invariably attract an element that won't pay you for anything.
While hillarious, your point is unhelpdul and moot. There are still people remaining who have not made the move to a new bank.
Yes, the technical term for those people is “idiots”.
5 months is a relatively short time, and you've been lucky. I've been using it for a few years and I've been locked out on 3 separate occasions because of failings on their part. With the exception of one of the times it was painful to try and sort. I also know a fair few people who had something similar happen. I'd have been goosed had it been my only account as I was locked out for two weeks at one stage because of some automated AML block which was triggered by a €20 transaction!
Might be stating the obvious, so apologies, but maybe the email went to your spam or some other folder?
Your AIB basic account will be converted to a regular current account after 12 months if the total annual value of lodgements to your AIB Basic Bank Account in the previous year exceeds the national minimum wage threshold, otherwise, after 5 years.