Key Post Step by step guide to applying for UK State Pension

[Brendan Burgess]

@Brendan Burgess and all on this Forum.

Thanks for the feedback and nice comments. But I am just standing on Danny Boy's shoulders.

 

[aate]

Hi - I hope this question is seen as specific to this thread.

May I ask please.......

between Step 7 Pay the outstanding NICS and Step 8 Wait a few weeks......

is there a Step7a say where you have to tell them at the same time what years the payment relates to and how best to do that?

Thanks in advance.

 

[Peckham]

is there a Step7a say where you have to tell them at the same time what years the payment relates to and how best to do that?

No harm in doing this. Each time I've made a payment I've rung them a week later to confirm they received the funds and to tell them how to allocate it.

The number I've used is 00441912037010. Typically 50 minutes on hold for a 50 seconds conversation, but worth it!

 

[Tommoo]

Hi and apologies if this has been covered already. My wife has 8 years uk state pension from the 80s/90s. She returned to Ireland in 93 and has been resident here since. However she didn’t take up formal employment after leaving the UK as she became a full time mum and carer since. She applied online and just this week received a letter from HMRC saying she could buy back years from 2006 to 2025 but at the class 3 rate. She has until 21st July to pay.

My question is why is she being charged the more expensive class 3 rates?
Also
Should she pay the class 3 rate before the deadline or should she appeal and try to get moved over to Class 2?

 

[Annieindublin]

She’s being charged class 3 as she wasn’t in paid employment since then.

What would her grounds for appeal be?

 

[Tommoo]

Thanks for the clarification. Still a great deal at Class 3 rate

 

[Spider 9]

Hi
I am having trouble getting a HMRC texted access code to log in online. It worked 1st July but not now. Anyone else with the same problem. Would it have anything to do with the new Irish law around spam texts etc
Spider.

 

[DannyBoyD]

should she appeal and try to get moved over to Class 2

I'd almost always say it's worth an appeal, but if you can't establish employment you won't get Class 2. And as you say, it's still a good deal, if not as sweet.

 

[Tommoo]

Thanks Danny much appreciated.
T

 

[ocd dad]

I'd almost always say it's worth an appeal,

I,d 2nd that.
I reapplied online on April 4th. Just got letter confirming I am now eligible to buy back as far as 2006/2007 at class 2.
Except for one year where I was unemployed for 4 weeks and that is 48 weeks at class 2 and 4 weeks at class 3.
Letter says have to make payment within 31 days of date letter sent out on 30th June.
Now to look thru previous threads on how to pay via Revolut