Key Post Rating the personal online banking for current accounts from AIB,BoI, PTSB and EBS

[michaelm]

My only issue with PTSB is that payments from my current account do not hit my credit card instantly.

 

[ClubMan]

The App will not open in Montenegro and opens across the border in Croatia.

On mobile data or WiFi/local area network or both?
Seems odd alright.
Do all other connected apps work ok in Montenegro on mobile data and WiFi?

 

[Capricorn 1]

I was using local WiFi. All my other apps work. I used to be able to use the PTSB app no problem in Montenegro until last year when PTSB did a system update and a new version of the app was launched.

 

[ClubMan]

What exactly happens when you launch the app when in Montenegro? What appears? Any error messages?

 

[Villaines]

Bank Of Ireland - 6

If not already mentioned, BOI do not allow deposit account only customers to use their app and online services. If you only have a deposit account with them (e.g. fixed term deposit), you have to bank in branch. You can set up the account using their website, and they will process the transfer, but thereafter, it's paper and branch only.

 

[Inexpensive]

Logging in to your bank account on the website can feel second class imo because you need to approve it in the phone app.
However in the case of AIB at least, there is functionality available in the website that the phone app is lacking.
The one I'm aware of is the ability to add a new payee.

 

[Freelance]

BOI do not allow deposit account only customers to use their app and online services. If you only have a deposit account with them (e.g. fixed term deposit), you have to bank in branch.

And even if you do have a BOI current account and are registered for BOI online banking, the functionality available in the case of fixed term deposits, goalsaver accounts, monthly saver accounts, supersaver accounts etc is extremely limited. You can see the balance and enter a withdrawal request. You cannot see a history of transactions, see past statements, request a new statement etc.

 

[Freelance]

Message today from BOI announcing some long overdue security improvements to their 2000s era App.

New passcode coming soon​

We’re improving how you log in and approve everyday banking actions in our app. Plus, you will soon be able to use biometrics to approve purchases. We'll guide you through the changes when the time comes.

Thanks, Bank of Ireland

 

[balders93]

the functionality available in the case of fixed term deposits, goalsaver accounts, monthly saver accounts, supersaver accounts etc is extremely limited.

Then you have mortgage accounts where you can only add them to the app if the account number is a certain length, and if your account number is a different length then you have to go to an entirely separate BOI mortgage viewer website to see your mortgage account.