I think this is a very important hidden cost to this debacle. And of course because these decisions people had to make affected them so badly and it's often so personal the damage that people don't want to talk about it. We've had though on here posters on here in absolute desperation and those in the PTSB etc need not have been so badly off.He spoke about the cost of not paying into a pension fund. The cost of not taking health insurance. The hidden health damage that has not yet emerged. The human cost in terms of relationships. And of one person who couldn't afford to service his car who was nearly killed when his tyre exploded.