This is a very important point, Brendan.I suspect that ptsb has already had similar cases before the Ombudsman and they probably won them all.
I received the same letter today. I am disgusted tbh. I bet that the debt that was sold to Glenbeigh is a lot less than my mortgage.!! They are the biggest bunch of naughty word I have ever dealt with.Hi,
The FSPO have outlined a very challenging set of queries to PTSB in respect of its mishandling of my account. I feel confident of a positive ruling from FSPO. HOWEVER, today I have received a letter from PTSB stating they are transferring my mortgage to "Glenbeigh Securities" and that Pepper will be managing my account going forward! Outrageous stuff. My position is clear: had the tracker rate been properly and reasonably applied by PTSB then not alone would I not have had to put an alternative arrangement in place with them, but I would be repaying the mortgage ahead of schedule!!
Not in arrears. On a split mortgage and so i dont understand why it's been sold on. I have engaged with bank all the way.I took my case to ombudsmen and failed in 2009, but it was a different regulator then, and they didn't really get the point of my case being mis selling, misadvising, etc. I think I might have done better if I had Padraic representing me, and will if I go again. Really looking forward to hearing outcome from your cases. The new regulator is better but I still think having expert help with presenting the case could help. Best of luck. Thanks for update. Are you both in arrears? Is that why the mortgage has been sold on ?