Hi,
Like lots of people I can no longer afford my HI and have to reduce my cover. I'm looking at basic hospital plans for myself and hubby (both healthy, early 30's), but I'm not sure what to do about the kids (ages 1 and 3).
I want day-to-day cover for them, as they do end up at GP a fair bit, but I'm wondering whether I need hospital cover aswell? I know that some private paediatric services are being developed, but in the main, aren't children's hospital services all public? Am I missing something obvious? I do not in any way want to scrimp on my children's health, but is it crazy just to get a stand alone day-to-day policy for them?
Any thoughts greatly appreciated.
Like lots of people I can no longer afford my HI and have to reduce my cover. I'm looking at basic hospital plans for myself and hubby (both healthy, early 30's), but I'm not sure what to do about the kids (ages 1 and 3).
I want day-to-day cover for them, as they do end up at GP a fair bit, but I'm wondering whether I need hospital cover aswell? I know that some private paediatric services are being developed, but in the main, aren't children's hospital services all public? Am I missing something obvious? I do not in any way want to scrimp on my children's health, but is it crazy just to get a stand alone day-to-day policy for them?
Any thoughts greatly appreciated.