I/We wish to convert the balance of my/our loan account to a fixed rate for next 5 years
I/We understand that when this period has expired the loan will revert to the applicable variable rate then prevailing.
- I fixed (2006) understanding that I would return to tracker (no warning - fixed rate conversion form stated I would return to the 'applicable variable' which I understood to be the variable rate in my contract - ECB +1.25%)
- I was put on a variable rate after the fixed term ended.
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