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Thanks Gordon, so I'm good to make my lump sum payment to my PRSA and submit my return for my tax refund this week then ? I was fairly confident I could just wasn't sure if it was only for self employed rather than PAYE workers. Appreciate the reply.

Cheers, I'll ring them tomorrow. This article seems to confirm your first theory but best just to run it by them. Not a huge deal either way anyway. Thanks for taking the time to write a response. https://www.irishlifecorporatebusiness.ie/top-your-pension-savings-and-get-tax-back

Thanks David, Yeah I saw that and was a little confused when it said pay as I don't personally directly pay anything to Revenue online or otherwise though I do file my returns online, claiming for medical exp etc. I think I'm probably reading a little too much into it and I'll make the...

Hi all, I'm a standard PAYE worker and I want to make a lump sum contribution to my personal PRSA for 2019. Normally I understand this needs to be done and return submitted before 31/10 but I see for 'pay and file' customers this is extended to 12/11 and 10/12 for this year due to COVID. Do I...

Thanks Vincent for that detailed response. I’m around two years away from 100k but will certainly look at it then. Really appreciate you and everyone else taking the time to respond.

Thanks SBarrett, that's what I was looking for. A break down of what index's used and % invested in each. I wasn't questioning the charge. I understand there isn't much movement across the board re the PRSA 1%.

Thanks for the replies. I was on the fund centre but didn't see much else on it. I'll email and request a fact sheet and see how that goes. I have a PRSA so although charges can be lower I haven't come across many places that don't charge 1% NAV p.a so I'm guessing I'll be stuck with that...

Hi, Thinking of switching my pension to New Ireland and saw the following fund in the fund centre. It gives the description. 'This fund invests in a range of global passive equity funds. The fund has exposure to developed world, emerging market and small cap equities, and cash. The fund aims...

Thanks Snowyb for that reply. Much appreciated and I'll look into the options you presented. Cheers for all the good work you do on this forum

Hi, I'm a 31 yr old male in good health at the minute and have been signed up to this plan for the last number of years with renewal coming up. I've no interest in day to day expenses as currently I'm at the doctor approx 1-2 times per year so my main interest was to be covered in case anything...

Thanks, I knew it was too simplistic, I'll have paid my income tax and then I'll pay tax on the other side when I draw it down. I felt I was having a brain fart and you've just shown me how. Thanks again.

Hi, Just a thought I have and was wanting to get thoughts on it as it's probably too simplistic My backround is I'm in the middle of setting up a PRSA, going to max out the contributions for tax relief and was looking into setting up a Degiro account for extra investing while keeping some...

Hi, I'm also looking at a Zurich PRSA with LA Brokers and have a few questions so rather than post on a new thread hopefully someone here can help. 1 . I have an old occupational pension, is it possible to transfer this into the PRSA after I set it up? I have left the company, have less than 15...

Hi Gordon/Username123, Thanks for the input, I guess the only reason I was hesitant on the pension was the money being tied up, even though that's my investment plan anyway and having a limited number of options (though more than likely apt) for it upon retirement. I also don't like being...

Hi all, new to the forum, I've read a few threads on similar topics to mine and ye all are fairly knowledgeable so hoping ye can spare some time to help me. Some background info - 28, Higher tax rate salary wise , current savings 15k approx, debts 0, no pension or anything set up. I've been...