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    Homeowner, Tenant or Other?

    If one's spouse has a mortgage in his/her name only. Subsequently you marry. There is no change in title/mortgage etc. Are you now a homeowner or a tenant or other? P.S. This is in terms of any paperwork that needs to be filled in, in terms of loans and other items.
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    Applying for a ROS Access Number (RAN)

    Yes, thanks for this. Thought it would be a simple matter of submitting under the PAYE online system. But it prevents me from doing so due to the fact that i was a company director for a part of 2013 and was "registered for income tax" according to the system. So now i have to go through this...
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    Applying for a ROS Access Number (RAN)

    I need to apply for a RAN prior to applying for a digital certificate however i am confused as to what "Tax Type/Approval No" to select and to provide. I am applying for this in my own personal capacity. Am not a company owner/director etc.
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    Overdraft expiring? No mention on original contract

    Sure, of course. Mentioned in almost every thread about overdrafts, credit cards etc. Lets move on.
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    Balance transfer to PTSB Credit Card

    If applying for a PTSB credit card to avail of the six month zero interest for balance transfers - how does this process work? Do they move the balance and cancel your previous card with the other provider or do you get to keep the previous card?
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    Overdraft expiring? No mention on original contract

    Similar situation here. It seems they are doing their best to cancel overdraft facilities. I had an overdraft with AIB for over 8 years and it was automatically renewed each year. Until this year when i was informed that it would be reviewed and that i had to send in copies of this that and...
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    Tax on Employee Share Purchase

    Still confused about tax on share purchase/sale, so need some simple explanation. Assume purchase of shares via an employee share purchase plan (non-approved scheme). € 10,200 put into purchase plan from salary Does share purchase equate to the € 10,200 or is it: € 10,200 - paye,prsi, usc...
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    Taxation on Employee Share Purchase Plan

    If one purchased shares under an ESPP, and this employee share purchase was deducted from salary every month. Would this purchase be subject to PAYE, PRSI, USC etc? Or would the remaining balance of salary after the ESPP deduction only be subject to PAYE, PRSI ... If it is the latter then it...
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    PAYE & Self-Assessment & de-registering

    Thanks Irish Spirit. In addition i have contacted Revenue and the response is as follows: 1) If you have a minimum 15% shareholding then you have to file a self-assessment return. 2) If you have less than a 15% shareholding then you may apply to de-register for self-assessment and go back to...
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    PAYE & Self-Assessment & de-registering

    A friend of mine is listed as a company director. He does not receive(nor has he ever received) any income from this. He has a main job from which he gets paid and pays PAYE etc. This year he received a self assessment form 11s in the mail and finds that he cannot register tax credits etc on...
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    TR2 Processing/Approval time

    Hi, does anyone know what the current processing times are for TR2 applications to revenue?
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    Home Mortgage - Redundancy Protection - Insurer not paying

    My girlfriend has had mortgage protection on her apartment for the past 5 years. In May/June this year she was made redundant and has been living with me since and also so she could be closer to her mother who is quite old. Insurance company has now written to her saying her application for...
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    Dual employment - Ltd company director + PAYE employee

    Hi, I am looking to setup a Ltd Company with myself as a director being paid a monthly salary (PAYE). However, i may also be employed separately by another company as a PAYE employee later on. Once i start the second role, what do i do in terms of providing them with salary summaries etc. as...
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    Izmir, Turkey - Recommendations

    Hi, Will be in Turkey in a few weeks and have approx 6 days to spare and was thinking of heading down to Izmir (Ferry & train from Istanbul). Any recommendations for hotels and things to do/see. Was thinking os staying at the Crowne Plaza or Swissotel or Movenpick. If anyone has any...
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    Salary Reduced without permission

    I think that these points have been discussed at length in other threads. My point is, does this break my employment contract. Does it render things like non-compete clauses void if i had to leave to a better paying job. And what else do i need to be aware of?
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    Salary Reduced without permission

    I have read other related threads here and I am unsure where i stand at the moment. My salary was cut late year due to a decision made while i was away (i believe i was on holiday at the time-have to check). Anyway i was informed of this a week or two after i returned but never granted...
  17. W

    Personal financial software?

    AceMoney. I use it every day. http://www.mechcad.net/products/acemoney/
  18. W

    windows 7

    Hi Ash, Corection in my post above, the upgrade cost is £99 which works out to approx. €112. In my experience Win7 tends to run much better than Vista. In both instances however i would suggest at least 3GB of RAM (and preferably 4GB). However you will probably have to weigh up the cost of...
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    windows 7

    OP: If you have windows XP already on your own PC & you have a license for it e.g. you have a Windows XP license code sticker at the side of your PC or under your laptop then you can upgrade to Windows 7 by purchasing an UPGRADE license from Microsoft. Currently this is £99.99 for Windows 7 Home...
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    Query on U.K & Irish VAT and Company registarion

    Hi, I am thinking of setting up an online business where most of the initial target market will be UK based. If i am delivering goods to both UK & Irish customers, then do i charge UK VAT to UK customers & Irish VAT to Irish customers or how does that work exactly? (in laymans terms). Is...
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