Thank you so much for your replies.
To answer your queries:
The engine/car has no problem starting or driving, she drove it to the garage.
They said the crankshaft was moving more than it should and there was too much fluid around it.
It's an amber engine light (couldn't upload pic). It's...
Hi,
I'm hoping some of the motoring / consumer experts on AAM might be able to advise on the following:
My sister bought a petrol Opel Astra in 181 with 34 klms on the clock. It was a demo model.
She has had it serviced with the main Opel dealer since.
She noticed an amber light coming on...
Hi,
I hope AAM will be able to confirm an answer to this for me.
I've recently been approved for an Invalidity Pension, commencing next month, with over 40 years PRSI contributions. (Lost out on the extra Budget payments paid in November)
I have been on Illness Benefit for the past 2...
Hi all,
I was visiting my aunt (late 70s), talking about her health, getting on etc and she mentioned her will.
She said she had made one about 20 years ago but wants to update it. I told her all she needs to do is make an appointment with her solicitor and they'll do the rest.
However, the...
My husbands car is 01. He's insured with the same co for many years with no claims or gap in cover.
They issue their annual reminder & the premium has actually decreased, though the value of the car is hardly a factor at this stage.
We did try to shop around a couple of years ago but his own...
I have online banking for my current a/c and since the changeover to the new system during the summer, I also have access to my mortgage balance.
We received the redress cheque and they reduced the outstanding capital on the mortgage also by a small amount.
However, the cheque was payable to...
Hi all,
We received our refund & compensation today from UB...so a happy xmas at last. Haven't read through the detail yet but happy with amt. Some was taken off our mortgage balance and a cheque for balance.
Tedtalk,
We were rejected by our bank and the FSO. Following the Central Bank review, our lender confirmed we were deemed impacted & put us back on the tracker rate quoted on our original Letter of Offer. Details are on a previous thread - now waiting for letter confirming redress etc.
Lost...
My husband is insured with Irish Life Health on a Plan 16.1 which covers him for semi-private accommodation in a private hospital and €75 excess on most claims.
With the renewal due soon and the cost increasing, we're wondering if there's a similar plan /benefits available for around what he...
Hi,
My mortgage was taken out and is still with UB, it wasn't a FA mortgage at any time. There were no changes to it except for fixing the rate (twice), no top-ups or payment holidays.
The e.mail address I contacted them on was : [email protected]
Hi,
From my previous posts above, you can read how impossible it was to get our tracker rate reinstated by both Ulster Bank and the FSO. Maybe my story will offer some hope to others on AAM.
With the ongoing CB Tracker Review, I e.mailed Ulster Bank last July & asked them to confirm that our...
Thanks for all your replies. He's spoken to his solicitor who says the premises could be closed down at any time and he'd have to prove ownership of his equipment. He's also owed his deposit, which he doubts he'll ever see again.
Hi,
A friend of mine rents a commercial unit for his business, from where he provides a service to the public.
There's been a commercial judgment awarded against his landlord for a substantial amount, by his creditors.
My friend is worried about the impact this will have on his...
Thanks for your reply Sahd.
I've looked at the exemptions for the Local Property Tax & the Household Charge and there does seem to be a difference, as you said.
The LPT states: A property previously occupied by a person as his or her sole or main residence that has been vacated by the...
Hi,
My husband has received a letter from Revenue regarding an overdue payment of the 2012 household charge.
The situation with the property was : his mother was the sole owner until her death on 1/1/2013. She was in a nursing home continuously since 2008. Our understanding was that she...
Hi Smithers,
We referred our complaint to the Financial Services Ombudsman but unfortunately their decision was in the banks favour. We could have appealed their decision to the High Court but we weren't prepared to go that route.
While we're very disappointed with the outcome, we're...
Hi,
Further to my previous posts, we have written to our lender and subsequently referred it to the FSO to have our mortgage changed back to a tracker rate but they're still refusing.
The wording on our original letter of offer stated :
'The rate of the XXX Bank Flexible Mortgage tracks...
My husband has been willed the family home (where we live) by his mother who passed away a few months ago. It has been valued recently for inheritance tax purposes but wouldn't be in his name yet. My brother-in-law is executor of her will and she gave him a lifetime right to use part of the...