In 2005, my husband took out a small pension with Irish Life. In 2007, he absconded - he is now living in South East Asia, and I only hear from him occasionally by email. I have received a letter from Irish Life, addressed to The Pension Trustees of his (now liquidated) company, stating that as his 60th birthday is approaching, a relatively small sum (€6,000) is due, together with an annual pension of €300.
When I phoned Irish Life, they advised me to contact the Ulster Bank Branch who sold him the policy. My husband has huge debts owing to that particular bank, so I'm reluctant to make them aware that there is any money due to him, as I fear they will claim it against his debts.
Obviously, he has not worked in this country since 2007.
I believe that my husband would be prepared to write a letter giving me authority to administer this policy, but I haven't asked him yet.
Can anybody advise me how best I should approach this, so that the money can be accessed by him, or by me. I was a director of his company, so despite Data Protection, Irish Life were prepared to discuss the matter with me by phone this morning.
Any steer in the right direction would be appreciated.
When I phoned Irish Life, they advised me to contact the Ulster Bank Branch who sold him the policy. My husband has huge debts owing to that particular bank, so I'm reluctant to make them aware that there is any money due to him, as I fear they will claim it against his debts.
Obviously, he has not worked in this country since 2007.
I believe that my husband would be prepared to write a letter giving me authority to administer this policy, but I haven't asked him yet.
Can anybody advise me how best I should approach this, so that the money can be accessed by him, or by me. I was a director of his company, so despite Data Protection, Irish Life were prepared to discuss the matter with me by phone this morning.
Any steer in the right direction would be appreciated.