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you are a car delaers dream- looking to buy in cash in december- i'd come in at least 3k under rthe asking and start from there- at this time of year its all about moving stock cos every single car on their forecourt devalues on 1st jan. also with new budget changes 2008 cars have jsut devalued...

I agree with becky- renters dont care about outside of your house. location and price are the main things. after that its nice interior- dosen't have to be anything fancy- but shabby sofa/ grimy kitchen/ dirty shower will put someone off much more than unattractive facade. the onlything...

your child care is very expensive- can your other half take the optional unpaid leave in addition to her maternity ? she appears to be going back after the bare 6 months- - it would make more financial sense for her to take extra leave if you take childcare, petrol and running second car into...

what are you looking for ? - do you want to know if house is structurally sound etc - or do yuo want someone to also look at potential to improve house /extend etc ?

you are completely within your rights to break a lease- you can go through the PRTB / threshold but they quite slow. to be honest the only thing that not paying your last months rent affects is if you want to rent again and need a land lord reference. i used be a landlord and any reasonable...

you'll get them no prob in hickeys or any other good curtain shop in standard sizes

even with freezer your bill is still very very high. If I was you i'd be beating down the door of the management committee demanding to check out meter number against one on the bill. also take a meter reading yourself today and take another reading yourself a week later- you need to start...

check rollercoaster for sitters in your area if you can't find a recommendation in your area. also local creche can be good source as they tend to have a couple of people going through college part time doing childcare that are up for baby sitting. also this gives you someone with experience of...

to get a clear picture of whats happening you need to dig out the last 3 or 4 bills- go back to the last actual reading taken. what could have happened was you had a few estimated bills which were on the low side- so when they took an actual reading the next bill you got was massive to bring...

travel insurance gives you peace of mind especially if you've kids- on last 2 trips i ended up in hospital 3 days with baby on 1 trip ( suspected meningitis) ,and toddler split lip on hols this year- stitches etc. had VHI and they were fantastic - had an irish doctor on phone to me within 30...

hi , your best thing to do is get on the phone and get some quotes. you'll get good feel for range of prices out there. you'll find huge variation- in price and quality of service. they'll ask purchase price and location- if its in a pretty new estate it means there'll be no issues with the...

depends on the estate agent- some will put up no daft for free, and stick sign up. if you want to advertise on my home or in papers they will charge you. cheapo option ring around EAs and ask ! - you genertally only pay the commission when you sell.

your best bet is to ring the fees office in the college - varies from place to place

you're going to struggle to get mortgage if you only have 12 k savings-- you've not even close to 10% deposit and don't forget you are gonig to need approx 2000 to cover fees, survey etc. so you really only have 5% deposit

i've just done this too last week - they will let you go back to 2009 renewal date. but this is for short time only- they really tightening up and they will soon only pay within 3 months of renewal date for last year so get them in quick!

From your point of view i'd be more concerned that as a student actualy ending up in court for D+D once didn't make him sort himself out , we've all done the studenty partying thing in college but generally don't end up arrested 3 times. he sounds like trouble ( i'm speaking as a mammy) Is he...

get out the yellow pages and ring around.....most will give you a quote over the phone based on selling price of house- huge variation in quotes so worth shopping around

the EA may not have even passed on the offer- might be worth following up with EA to check offer was actually put in

hi wabo607, it sounds like you are running the house pretty tightly !! .....like myself you've an eagle eye out for the special offers ! we in same boat with creche- kept 3 yr old in for 3 days when DH out of work even though cost was mad- but the kids need it. if its any consolation the...

why not just take a meter reading and ring the esb with it - put yourself out of your misery. lets face it we all grew up with the fear of ' leaving the emersion on' in the 70s. its so ingrained - i drove home 30 miles home from work one day to turn mine off !!