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Hi, we have gone sale agreed on an 1960s semi that we really liked. We made an offer at the upper end of our budget. However we have just got a surveyors report that has a few issues. Chimney needs flashing, some dark stains on roof timbers. Lintels above front windows may need replacing in...

We have a mortgage of €155k on house worth €230-240k. Approx 19 years left on mortgage. Neighbours house sold recently for €240. We also have credit union loans of €26k and credit card debt of €8500. We are paying back approx €1080 on mortgage/insurance per month, €1450 to credit union per...

I have an AIB gold visa card, it has been maxed out for years. I current owe €4,800.00. I would love to cancel the card asap as the APR is 20.2%. Has anybody asked AIB to lower their interest rate? How did they get on? My current account is with ptsb. I have a cu loan for home improvements...

I want to get old bannisters replaced. Would love to get oak although this would depend on price. Live in old terraced 'corpo' house, so just straight up stairs. Does anyone know roughly how much this should cost and any recommendations. I live in north east Dublin.

Hi, we stupidly had the chimney breast removed downstairs only, with an RSJ supporting chimney breast upstairs. Occasionally I hear some sounds like stones falling down hitting the ceiling. I'm afraid of whole chimney stack falling down! I'd like to know can chimney breast be rebuilt downstairs...

I'm currently on 26 days maternity leave. I am aware that I can take 16 weeks unpaid maternity leave. Does anybody know if I can take less than 16 weeks unpaid maternity leave ie just 8 weeks unpaid due to financial restraints or do I have to take the full 16 weeks?

Does anybody know the costs involved to get a builder to dish kerb/path. I live in old estate in fingal area! I believe I have to get private builder with Public Liability Insurance. Has anybody got this done recently? could you recommend a builder?

Just wondering what people think of the new Home Choice Loan The Home Choice Loan looks like it is set to replace the Shared Ownership Scheme. With many affordable homes now cheaper on the private market the Budget looks like it is helping the developers yet again by bringing out this...

Hi all, Does anybody know if there have been any changes to the Shared Ownership Scheme. Have income limits or loan limits increased?

Just checked the new Housing Bill. Can't find any refererence to the Shared Ownership Scheme. Does anybody know if the Shared Ownership Scheme has been abolished?

Anomaly in relation to clawback to be removed A new Incremental Purchase Scheme to be introduced Two major parts of new housing Bill Affordable Housing mortgage holders will now be able to change mortgage provider or top up their existing mortgage without paying The Bill will amend the law...

Does anybody know when DCC are sending refusal letters to all us unsuccessful affordable housing applicants? Draw was held almost a month ago!

Got a phone call from DCC two weeks ago. They said they would send me a registered letter. Last Wed I rang them as I havn't received letter. Just got post today again no letter. Rang DCC they sent they sent me two letters? Which I have not recieved Is this unusual? This is the 4th time DCC...

Hi, I got a phone call today about Belmayne. Appartently I was on the reserve list. Cost €252,000. Cannot get a convential mortgage for this amount. When I applied for these apartments I think May 2007 Newsletter, i had shared ownership approval last year for €250,000 with Dublin City...

If I am successful in the lottery I had hoped to qualify for a mortgage under the shared ownership scheme. However as I done some overtime last year which has since been stopped, I no longer qualify for the shared ownership scheme as I earned slightly over the €40,000 income threshold. The...

The end of Shared Ownership Scheme as we know it is coming. The Minister for Housing, Urban Renewal and Developing Areas Batt O’Keeffe T.D. announced the following!!!! "We propose to examine the scope for introducing a new shared equity scheme to replace the current shared ownership option...

Draw for affordable homes that were advertised in last Novembers News letter to take place from February 19th to February 28th. All successful applicants will be informed immediately, all those unlucky will hear within 4 weeks. GOOD LUCK EVERYONE!! Hope you get what you want.