I have been making (seeming sensible) investments for a few years now with help from AAM, financial advisors and a good bit of study on the subject.
I feel like I am doing things by the book - diversification, euro cost averaging, maximising pension tax relief, buying on weakness etc., yet every time I check the value of my 'investments' things have gotten worse.
Would anyone care to speculate as to when things are going to turn around? Should I continue to average down or should I sit tight until things improve? I would be way ahead if I had just put the money on deposit. In fact the only thing propping up my portfolio at this stage is bank interest from regular savers etc.
Pleased to hear opinions.
I feel like I am doing things by the book - diversification, euro cost averaging, maximising pension tax relief, buying on weakness etc., yet every time I check the value of my 'investments' things have gotten worse.
Would anyone care to speculate as to when things are going to turn around? Should I continue to average down or should I sit tight until things improve? I would be way ahead if I had just put the money on deposit. In fact the only thing propping up my portfolio at this stage is bank interest from regular savers etc.
Pleased to hear opinions.