Wife giving up work ....

Gordon Gekko

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6,339
It’s a disgrace if the OP’s wife gets a cent from the State.

I’ve never heard the like of it. The clue is in the thread title…“giving up work”.

Social Welfare should be there for people who are let go or who can’t work.
 

Clamball

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494
It’s a disgrace if the OP’s wife gets a cent from the State.

I’ve never heard the like of it. The clue is in the thread title…“giving up work”.

Social Welfare should be there for people who are let go or who can’t work.
As stated several times in the thread, just because you register and start to sign on it does not mean you will be paid any social welfare. There are numerous reasons why people give up work - maybe there was a physical move to another county? Who knows but that would not disbar the person from signing on for prsi credits, and drawing down jb or ja whichever they may become entitled to wether immediately, after 9 weeks or 9 months.
 

fayf

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331
The individual circumstances, need to be considered here.

The SW rules, often get a lot of stick, and there will always be gaps, but, they have to cover all eventualities, in so far as is possible. There are cases where some people have no choice to give up work, e.g. an intolerable situation at work, there are provisions for bullying/harrasment in the operational guidelines. There are provisions for gross misconduct- where the conduct led to dismissal, and 9 weeks of payments are withheld, While these reasons doesent sound like the case here, when the rules have to encompass so many different scenarios, there are enivitable gaps. And while thats the case, those gaps are there, in order to cover multiple and very diverse scenarios.

When you are in receipt of JB, or JA, one has already signed up, to be actively looking for employment and engaging proactively with getting reemployment, via training if necessary etc, if you refuse point blank, to engage, then SW can cease the payment.
 

ashambles

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564
Nobody jacks in a perfectly fine job. A red flag for any workplace is when people aren't just leaving for another job - they're leaving for no job.

Who'd take a massive pay cut - to get back a fraction of the PRSI they've paid in. (If you work for one year at 55k you've paid enough PRSI to pay the full amount of job seekers benefit).

Rule would be justifiable if the benefit was say 80% or your salary for a couple years like it might be in a country with real social insurance. But when it's basically non-means tested dole for 9 months - nope.
 

Groucho

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The place she works in is terrible and she's leaving for her own peace of mind. She's moving into a different career so it's JSB for the interim until she finds work, which she should have no trouble finding.

So, not leaving on a whim as your OP implicitly suggested.

In that case, she should inform the SW inspector of her work situation (ideally supported by any medical evidence that may be available) in which case SW have the discretion to waive the 9 week delay.
 

Bluefin

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162
Nobody jacks in a perfectly fine job. A red flag for any workplace is when people aren't just leaving for another job - they're leaving for no job.

Who'd take a massive pay cut - to get back a fraction of the PRSI they've paid in. (If you work for one year at 55k you've paid enough PRSI to pay the full amount of job seekers benefit).

Rule would be justifiable if the benefit was say 80% or your salary for a couple years like it might be in a country with real social insurance. But when it's basically non-means tested dole for 9 months - nope.
A very nieve response... Who knows how she was suffering at work. The bravest thing to do is to jump ship and find an alternative work path. Fair play to her
 

ashambles

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564
A very nieve response... Who knows how she was suffering at work. The bravest thing to do is to jump ship and find an alternative work path. Fair play to her
Are you reading that I made a point which disagrees with that?

Just to clarify though, I both have zero problem with her leaving and zero problem in her being eligible for the benefit. In also believe this benefit should be vastly improved - at the very-very least increase it to 12 months like it was before 2013.
 

Groucho

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263
I didn't think that the original post suggested that at all.
But obviously lots of people here wanted to jump the gun/to conclusions on the basis of their own prejudices. :rolleyes:

Presumably you haven't the foggiest notion about the meaning of the word "implicitly" - but not to worry, as you grow up your vocabulary will probably improve.
 

ashambles

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564
She should receive zero social welfare.

If she’s not happy, she should find another job and move to it.

The State shouldn’t be picking up the tab here.
She will receive zero social welfare as it's social insurance.

However you need to have 5 years of contributions, so if you're on 55k you'll have paid 40,000 euro to get back 8000.
It's a long way from the state picking up the tab.

There's a reason why we've income tax and PRSI. One redistributes wealth, the other is supposed to buy you as an individual social insurance.
 

ClubMan

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Presumably you haven't the foggiest notion about the meaning of the word "implicitly" - but not to worry, as you grow up your vocabulary will probably improve.
I didn't think that the original post suggested implied that at all.
But obviously lots of people here wanted to jump the gun/to conclusions on the basis of their own prejudices. :rolleyes:

Hope that passes your pedantic vocabulary checks...
 

Purple

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13,062
If you work for one year at 55k you've paid enough PRSI to pay the full amount of job seekers benefit
That's just not true. If you are a single person earning €55k you'll pay €2,200 a year in PRSI. That's €42.30 a week. That covers all sorts of things including your State pension and all of that €42.30 wouldn't even fund your State pension.
 

Purple

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13,062
However you need to have 5 years of contributions, so if you're on 55k you'll have paid 40,000 euro to get back 8000.
It's a long way from the state picking up the tab.
Where did you get those figures from? 5 years payments is €11,000.
 

Groucho

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263
Where did you get those figures from? 5 years payments is €11,000.

He's probably throwing PAYE and USC into the pot - and maybe even the cost of the TV licence! After all, it's all going to the gubberment, one way or another!
 

Purple

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13,062
He's probably throwing PAYE and USC into the pot - and maybe even the cost of the TV licence! After all, it's all going to the gubberment, one way or another!
PRSI and USC are around €4k a year. That's €20k over 5 years, still half the figure quoted.
The total payroll deductions in tax, USC and PRSI for a single person earning €55k is around 28%. The marginal rates are very high and a disincentive to working more but the overall deductions are low enough.
Someone on €26,500 only has €3,725 in deductions. That's 14%. That's very low.

Low and middle income earners are under taxed in this country. High earners are relatively over taxed. The Middle might be squeezed but the State isn't doing the squeezing, not directly anyway.

We also have a very generous welfare system, as can be seen by this thread. I'm not saying that we should change any of that but the facts are the facts, no matter how upset people are with the world around them.
 
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