Who pays if a medical assessment is required for mortgage protection insurance

[RedOnion]

The higher earner could go it alone on there salary figure.

OK, that makes it easier! There won't be an issue with most lenders granting a waiver. It'll simply be a formality, and the parties acknowledging that there is no protection in place.
They just need to communicate with the bank, and explain circumstances. It might take a little time.

 

[Flybytheseat]

AIB waived the mortgage protection insurance requirement for me as I was over 50 (legally only normally required if under 50). Can you apply for a waiver on the same basis ?

 

[Pinoy adventure]

AIB waived the mortgage protection insurance requirement for me as I was over 50 (legally only normally required if under 50). Can you apply for a waiver on the same basis ?

Mid 30s so age is not applicable.