Hello.
I really need some advice regarding my health insurance renewal. I have tried doing my own research on the HIA website, here and other online resources. I am currently struggling to understand policies and their jargon.
I am 42 male married. Wife is 39. Neither are smokers or have any underlying health issues (thank God). I am in permanent employment (primary teacher).
We are currently with Aviva(Irish Life now) on the Health Starter package. Paying approx €844 each pa.
My father recently had treatment for prostate cancer and his VHI covered all his costs and had good treatment in the Mater Private.
As this cancer is hereditary I am concerned that my own cover wont come near covering what the future may bring.
I know that I will need to increase my cover at some stage as we are both getting older and I realise that my current cover is pretty basic.
I have researched myself and the following plan is seemingly of better benefit to us both. Layla Healthcare Flex 500 Plus
This plan is €905 each p.a. From what I can see this plan has more benefits in cover and while extra it is just within our budget.
Am I right in thinking that this plan provides a good cover for us both?
Would you suggest a different plan altogether? Within €900 area.
My renewal is due on 14th February.
Any help/advice is really appreciated.
Thank you
I really need some advice regarding my health insurance renewal. I have tried doing my own research on the HIA website, here and other online resources. I am currently struggling to understand policies and their jargon.
I am 42 male married. Wife is 39. Neither are smokers or have any underlying health issues (thank God). I am in permanent employment (primary teacher).
We are currently with Aviva(Irish Life now) on the Health Starter package. Paying approx €844 each pa.
My father recently had treatment for prostate cancer and his VHI covered all his costs and had good treatment in the Mater Private.
As this cancer is hereditary I am concerned that my own cover wont come near covering what the future may bring.
I know that I will need to increase my cover at some stage as we are both getting older and I realise that my current cover is pretty basic.
I have researched myself and the following plan is seemingly of better benefit to us both. Layla Healthcare Flex 500 Plus
This plan is €905 each p.a. From what I can see this plan has more benefits in cover and while extra it is just within our budget.
Am I right in thinking that this plan provides a good cover for us both?
Would you suggest a different plan altogether? Within €900 area.
My renewal is due on 14th February.
Any help/advice is really appreciated.
Thank you