My company recently introduced health insurance benefit. The chosen provider is Laya. Laya circulated information on the offered plan and gave an in office presentation on the plan where they lauded the fact that all the waiting periods were waived as part of the plan they were offering our company. So far, so good! However, the waiting periods will apply if you are upgrading - BUT only it seems if you're an existing Laya customer who is upgrading. Those upgrading from another provider are not hit with this 2 year waiting period (2 years is maximum according to HIA). Feel like Laya really did a bit of a bait and switch in terms of their communication on this to our company employees and that they're discriminating against those who are already Laya customers...
I'm wondering if I can circumvent this by moving to another provider for a few months and then moving to the group scheme.... the cancellation fee mid term for laya is the full premium but for irish life and vhi the cancellation is the levy and 25 or 50e admin fee... Would it work i wonder?!!!
Has anyone encountered this?
I'm wondering if I can circumvent this by moving to another provider for a few months and then moving to the group scheme.... the cancellation fee mid term for laya is the full premium but for irish life and vhi the cancellation is the levy and 25 or 50e admin fee... Would it work i wonder?!!!
Has anyone encountered this?
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