marathonic
Registered User
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- 122
It's interesting that, in the UK, you can now get a 10-year fixed rate at 3.04% with no mortgage application fee or 2.94% with a £999 application fee. These deals are available from Nationwide.
Personally, having moved across the border to Northern Ireland 2 years ago, I've now managed to switch to a lifetime tracker at 1.29% above Bank of England Base Rate, i.e. the rate is currently 1.79%. This particular rate is with First Direct.
Will Irish rates ever revert to such low levels? I don't fancy the chances of it happening. I'm considering paying down my mortgage in NI for a few years and, potentially, moving back south when the mortgage required is so low that the high Irish interest rates won't impact me so much.
Personally, having moved across the border to Northern Ireland 2 years ago, I've now managed to switch to a lifetime tracker at 1.29% above Bank of England Base Rate, i.e. the rate is currently 1.79%. This particular rate is with First Direct.
Will Irish rates ever revert to such low levels? I don't fancy the chances of it happening. I'm considering paying down my mortgage in NI for a few years and, potentially, moving back south when the mortgage required is so low that the high Irish interest rates won't impact me so much.