To PCP or not to PCP...

[Cervelo]

But PCP or not id imagine youd get the same trade in offer as someone who has the same car with no finance on it

So as Leo did, you'd be much better off paying the final balloon payment and either keeping the car for a few more years
or selling it privately then rolling onto a new PCP contract and paying more for a car then you should

 

[Blackrock1]

So as Leo did, you'd be much better off paying the final balloon payment

What point are you making? I mean you'd be better off not buying new in the first place if you want to extend your argument. Whatever you are into but this rhetoric that pcp is inherently bad is a bit silly.