I am a 3 billpay customer on a 24 month contract (8 months expired).I am unhappy with the level of service being provided -particularly network coverage in my area - and would now prefer to terminate the agreement and switch to another provider. Whilst being fully aware of the binding nature of these agreements I wonder is there any means at all of having the contract rescinded? Also, what would be the ramifications of simply ordering my bank to simply stop the monthly direct debit? Thank you.