Brendan Burgess
Founder
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I imagine that if it were possible to complete it and submit it online, there would have to be some sort of signature page.
and you would have got some acknowledgment online or by email. check your messages.
Key Post Step by step guide to applying for UK State Pension
- Thread starter Brendan Burgess
- Start date
I imagine that if it were possible to complete it and submit it online, there would have to be some sort of signature page.
and you would have got some acknowledgment online or by email. check your messages.
There wasn't a signature page on the online form (or I didn't see one) but my form is acknowledged as received by HMRC. I asked their chat bot did I need to print and post the online form but the reply was that they couldn't answer that question! I will try their community forum to see if anyone has asked a similar question.
Brendan Burgess
Founder
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That seems good enough
Follow the instructions you have been sent.
I believe IC is from NIC….in other words… Insurance Contribution.
How did you make your back payments?
I still haven’t paid them, I got the letter last year and that is what I’m going to do now and pay them up. I was going to add 2024 payment to it and pay all together but the way I’m reading it now is that I need to pay up to 2023 on account in website through husbands UK account and then pay 2024 and any subsequent payments on the account they put in the individual payment details. I hope I’m making sense
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Hi All
I submitted the form online for my Dad this morning, there was no request to print it off and send to them by post . Can anyone confirm if that is the application process completed? Received confirmation email shortly there
Thanks, the posts here so useful
I submitted the form online for my Dad this morning, there was no request to print it off and send to them by post . Can anyone confirm if that is the application process completed? Received confirmation email shortly there
Thanks, the posts here so useful
If you log onto the home page you can click on the tab "check progress" which should show whatever forms or letters they have received. The status of these should change from "received" to "in progress" to "completed". I submitted my CF83 form on the 3/2 this year and two weeks later the form was "completed". I am still awaiting confirmation by post as to which category I can pay.
Looking for some further advice here, as I have not seen a similar situation posted on the other threads.
Firstly, thanks to all who have posted and provided information in the different threads in relation to the UK pension.
I'm currently 38 and have worked in the UK during 2 periods. First one was 2009-2010 less than one year and most recently from June 2013 to January 2016, returning to work in Ireland thereafter.
I'm not eligible for retirement according to the HMRC website until 2055 which is another 30 years away.
In that case am I better off just paying 4 years worth of NIC contributions (I have 1 year already 2014-2015) and paying the rest going forward from this year until 2055 to make up the 35years?
OR
Should I pay the NIC contributions for all of the years shown below and stop paying NIC once I hit the 35 years which would be in 2045?
Firstly, thanks to all who have posted and provided information in the different threads in relation to the UK pension.
I'm currently 38 and have worked in the UK during 2 periods. First one was 2009-2010 less than one year and most recently from June 2013 to January 2016, returning to work in Ireland thereafter.
I'm not eligible for retirement according to the HMRC website until 2055 which is another 30 years away.
In that case am I better off just paying 4 years worth of NIC contributions (I have 1 year already 2014-2015) and paying the rest going forward from this year until 2055 to make up the 35years?
OR
Should I pay the NIC contributions for all of the years shown below and stop paying NIC once I hit the 35 years which would be in 2045?
You have 14 payable gaps
The cost of filling each gap depends on the amount of National Insurance already paid in that tax year.| Gaps | Cost of filling gaps |
|---|---|
| 2023 to 2024 | £907.40 |
| 2022 to 2023 | £824.20 |
| 2021 to 2022 | £800.80 |
| 2020 to 2021 | £795.60 |
| 2019 to 2020 | £824.20 |
| 2018 to 2019 | £824.20 |
| 2017 to 2018 | £824.20 |
| 2016 to 2017 | £824.20 |
| 2015 to 2016 | £110.95 |
| 2013 to 2014 | £824.20 |
| 2012 to 2013 | £824.20 |
| 2011 to 2012 | £824.20 |
| 2010 to 2011 | £824.20 |
| 2009 to 2010 | £824.20 |
There's no definitive advice in this regard as you can't predict the future. Let's say you buy up all of the years now but you you die next year, then that payment has been all for nothing. Equally, let's say you only buy the minimum amount now and then something changes (your financial situation, the cost of buying years goes up for some reason etc.), then you've missed the chance to buy these years once the deadline passes.
What I would say is that the deadline for some of the later years isn't 2025, they extend into 2026 and beyond (this would be on the confirmation letter you recevied from HMRC). So, if the cost of buying the years is putting you off you can always buy what you can afford from the earlier years, and then come back to those later ones in 2026.
FWIW, I've taken a mixed approach. I've bought from 2006 to 2021, and I'll buy 2022 to 2025 later this year/early next year. I'll continue buying years until I hit the 35 year total, at which stage I'll still have 12 or so years until retirement.
I just found out today that I qualify for 18 years class 2 payments going back to 2006. 
The online form timescale was very short. I applied on February 2nd 2025 and two weeks later I could see online that my application was completed. Today I received a letter dated February 19th to saying that my application was successful. In total the process took 4 weeks and 2 days.
My circumstances are that I worked for 2 years in the UK from June 90 to July 92. Luckily these 2 years spanned 3 tax years and with the 3 juvenile years, my record says that I have 6 credited years. I worked in the UK prior to my departure and have been working continuously in Ireland since I returned. I pay class D prsi in Ireland and am currently job sharing, but none of this affected my application.
Hopefully I will live until age 67 and a few decades beyond to really benefit! I also need to figure out how to make the payments ,but I know others have already posted helpful info on how to do this, so I will investigate .Thank you so much to @DannyBoyD and all the other posters on this site who helped with information for my application form.
The online form timescale was very short. I applied on February 2nd 2025 and two weeks later I could see online that my application was completed. Today I received a letter dated February 19th to saying that my application was successful. In total the process took 4 weeks and 2 days.My circumstances are that I worked for 2 years in the UK from June 90 to July 92. Luckily these 2 years spanned 3 tax years and with the 3 juvenile years, my record says that I have 6 credited years. I worked in the UK prior to my departure and have been working continuously in Ireland since I returned. I pay class D prsi in Ireland and am currently job sharing, but none of this affected my application.
Hopefully I will live until age 67 and a few decades beyond to really benefit! I also need to figure out how to make the payments ,but I know others have already posted helpful info on how to do this, so I will investigate .Thank you so much to @DannyBoyD and all the other posters on this site who helped with information for my application form.
@Threadser - posts #3 and #4 in this very thread is where you want to go for the info you're seeking.
If you verify your ID using the GOV.UK ID check app you do not need to also print and post the online form. I just completed the process entirely online within a short time frame of just over 4 weeks.
Many people are stumbling at this step. Rather than waste time; if, for whatever reason it's proving tricky, the best advice is to print the CF83 and send it by recorded delivery.
The most important thing is to get your claim in by 5th April.
kkehoe
New Member
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Hi Group
Should I be concerned that the letter I received showing the amounts of NICs I need to purchase does not align with the amount shown against my online account?
Is anyone else seeing this? The letter is showing costs for Class 2 NIC and online is showing Class 3 NIC ( £163.80 versus £824.20 per yr).
Thanks
Should I be concerned that the letter I received showing the amounts of NICs I need to purchase does not align with the amount shown against my online account?
Is anyone else seeing this? The letter is showing costs for Class 2 NIC and online is showing Class 3 NIC ( £163.80 versus £824.20 per yr).
Thanks
No
"I understood from at least one previous poster that their application was solely done online. I haven't time right now to search for the post.
Makes me wonder are they putting up fresh barriers if its now necessary to print & post"
***
I did it online and got a receipt, you need to go through the ID process with biometric passport. Not everyone's cup of tea but I found it OK. Advantage is you can see your records, get an immediate receipt and it's quicker to make the application. You also provide all your employment and self employment record. Disadvantage is you can't explain any variations or complexities.
I will post my PRSI record to them and maybe explain that I feel I should have more recorded contributions and am chasing more detail on employers in UK. After that will ring or book a call back on the record of contributions
Makes me wonder are they putting up fresh barriers if its now necessary to print & post"
***
I did it online and got a receipt, you need to go through the ID process with biometric passport. Not everyone's cup of tea but I found it OK. Advantage is you can see your records, get an immediate receipt and it's quicker to make the application. You also provide all your employment and self employment record. Disadvantage is you can't explain any variations or complexities.
I will post my PRSI record to them and maybe explain that I feel I should have more recorded contributions and am chasing more detail on employers in UK. After that will ring or book a call back on the record of contributions