Hi PF
This is completely a new category for me. People have been taken off their trackers for getting married.
Brendan
Who was taken off trackers for getting married? Never did I make such an obsurd statement.
But there are cases where both husband and wife, home owners and mortgage holders on an individual basis before getting married who have had both trackers rates taken off them incorrectly.
Simple as this: my wife lost her property and her lender acknowledged significant overcharging. I have received consistent professional opinion that my mortgage is impacted.
Note person with rental property paying interest only goes from 1.1% to 5.6% (BOI)
This was not a flippant comment LS400. We as a family have been through the mill the last couple of years. Thankfully I found my spouse in time as I happened to come home from work early He was working every hour to make sure our mortgage was always paid. He completely burned out and I don't want to think about what would have happened if I did not happen to come home early that day. So please can you just think about what you are saying before putting it for all to see. Honestly nI'm so shocked by how this thread has gone. We are very lucky that we have a fantastic extended family that helped us.It's a perfectly just Title and Tread, and for what it's worth I believe it to be factual.
Don't start asking it to be backed up with this or that, it's my belief, but some here seem to think that if you agree with with the OP, you are a heartless individual.
Suicide is devastating for all concerned, let's not throw it into every discussion, just to get your point across.
@Brendan Burgess I am not sure of too many people who would not be affected by being charged between 2% and 3.5% higher interest rates. Very high earners would most likely have higher mortgages, especially if they are boom time as a lot of people extended themselves. Chances are everyone would be impacted.Maybe I could break them down into sub-groups - kept out of arrears with difficulty or overcharge didn't affect them.
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