mccoypat94
Registered User
- Messages
- 137
If you dont' like the result you can go to the Ombudsman, which is free and quick.
But solicitors will automatically issue legal proceedings which are risky, costly and time consuming.
Brendan
If the bank has already admitted liability, how bad can the court case go for the borrower?
There's probably a misunderstanding here - you are unhappy that your mortgage has been deemed not impacted.How does one appeal not being included in a redress by the lender?
Could anyone recommend a good PIP in Dublin that could advise ?
Thanks so much for that , I presume I should contact them prior to lodging an appeal ? Or should I appeal first ?Jim Stafford, a frequent contributor to this forum, may be able to help. Contact details available on www.frielstafford.ie
Anthony Joyce is also worth talking to. Contact details available on www.anthonyjoyce.ie
Thanks so much for that , I presume I should contact them prior to lodging an appeal ? Or should I appeal first ?
Have you asked the lender to confirm that you are not included?
If they have not included you, then you can't go to their Independent Appeals Panel.
If they write to you and confirm that you are not included, you can complain about this decision to the Ombudsman. The Ombudsman will probably hear such complaints.
Or you can go to court, but as peemac says, the Central Bank has persuaded the lenders to go way beyond their legal obligations, so you would want to be very sure of your case, to risk going to court.
Brendan
I believe I am being left out of a cohort as KBC are using the date I began the mortgage application rather than the date I decided to proceed and accept their letter of offer.
Have you received this in writing? If not, ask for it in writing.
I see no point in your taking legal action on this one on your own. There are others affected and you should get together and pool your resources.
Brendan
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