Motor Small business pool cars


Registered User
We are a small business and thinking of getting 1 or 2 small pool cars to help staff get around to clients.

How does the insurance work and premium calculated for a setup like this?

Does each potential user of the vehicle need to have their details submitted and the premium based on their profile or is it a general open insurance policy based on the size and number of cars?

Thanks in advance for any insight


Frequent Poster
you should go to your broker. Policy in name of business with either open driving or named driver basis. I would suggest former as staff may change. There would be age limits, such as 25-70; all would need full licences, that employer must inspect to ensure that they are clean and any prior convictions would need to be disclosed. You'll be starting out expensive as the business will not have any NCB.