Yes i agree, but guidance issued by ECJ on the second question in this case is worth a read, the Irish courts will have to take some guidance from thesr rulingsYou also need to have a look at the Irish high court cases where unfair terms in consumer contracts was argued in relation to mortgage contracts.
My complaint is still with FSPO, no update, i am taking the case myselfHi, have you submitted your appeal to ombudsman by yourself or you got legal assistance?
is there a template to use for this cohort or everyone case is different? Grateful if someone would share
On a separate note - Has anyone had an update yet?