You are missing my point. The point I am making is that the criteria has changed and no doubt will change by the time I retire.as far as I am concerned it should always have to be 40 years for a full contributory pension
not fair for someone to come within 10 years of pension to make a voluntary contribution of 250 has been increases to 500 Euro I think, and get the same pension as someone who paid in for fifty years,
I agree it was not fair that after 520 contributions you got the same as someone who made 2500 contributions.
Assuming I will reach retirement age I will have worked full time for 53 years and I fully expect anything I get as a State pension will go back to the state in taxes.
I often wonder why bother working and plan for the future when the state comes along and says thanks very much we are going to give it to your neighbour who didn't plan.