I unfortunately crashed a car with "open driving" not much damage to that car but fair bit to other car (third party).
I have "driving other vehicles" on my own insurance but am unsure which insurance I need to go through?
Is it my own insurance - I know it will only cover the third party car not the one I was driving - I could pay the damage on the car I was driving myself as damage is small or is it the "open drive" on the car I was driving?
I would prefer it to be by own as I was at fault dont want someone else losing their NCB and I do have a full bonus protection on my own insurance which is not on the open drive.
Incidently I meet all the criteria for the open drive have checked.
anyone got any idea please?
I have "driving other vehicles" on my own insurance but am unsure which insurance I need to go through?
Is it my own insurance - I know it will only cover the third party car not the one I was driving - I could pay the damage on the car I was driving myself as damage is small or is it the "open drive" on the car I was driving?
I would prefer it to be by own as I was at fault dont want someone else losing their NCB and I do have a full bonus protection on my own insurance which is not on the open drive.
Incidently I meet all the criteria for the open drive have checked.
anyone got any idea please?