Whew, just back from the Solicitors after signing a raft of documents for NIB.
We started the process in Nov. of last year as well, and are just now concluding it. It is a mortgage shift from FA Current A/c.
Definitely lots of hassle, but you just have to be patient and ride it out. We were lucky in that we are switching, so there was no hurry, I'd hate to think how stressed I'd be if I was buying, and this was needed to close.
We are moving all our current account to NIB as our current account (facililty a/c) with FA doesn't have a cheque book, so we have to have an account with TSB to maintain a cheque facility. So we will be going down from 2 accounts/laser cards to 1 account servicing all our needs. We are keeping the credit card seperate as we have just paid the travel insurance through it (Visa Gold Card), so we were able to refuse the credit card part of the NIB account. As soon as the travel insurance expires we may move that credit card to NIB as well for simplicity.
We will be saving on on the mortgage, by over 100 a month, together with the yearly savings on govt. card charges.
So we are getting the cost of a meal out each month... definitely worth the hassle (which hopefully is almost over).
I must just make sure to change all the direct debits/salary ect. out of the FA account as iirc it shuts down as soon as you have the mortgage cleared.