BAWAG have stopped advertising MoCo deposits and have stopped promos and have not increased rates. I suspect that BAWAG are less interested in deposit gathering here because of their pending PTSB acquisition and the associated low cost deposits.
I voted with my feet in July the day after they dropped my rate from 2.6% to 2.1%, a decision that I have no reason whatsoever to regret. It’s important that people who have substantial amounts on deposit challenge the banks expectations around sticky deposits. That appears to keep the banks on the raisin platform in their toes.