Mid 20s, lots of debt, living at home

Monthly income approx 1800. I would hope the food / extra expenses would be covered in what I mentioned above but this never seems to be the case (a list of everything I spend will probably help here I guess).

Sky is "only" 30. Is that really unreasonable? I need to get some entertainment from somewhere ...

No choice on the home contrib so that can't go anywhere unfortunitly.
 
Your home contribution is effectively rent & refuge charges etc, Are you claiming tax relief on your rent and service charges? Every little helps...
 
Stapeler said:
Your home contribution is effectively rent & refuge charges etc, Are you claiming tax relief on your rent and service charges? Every little helps...
Click to expand...

I don't think you can claim rent relief if you're living with your family. Also, it is the person who pays refuse (which I presume you mean by refuge) charges who claims tax relief on it. In this case, that would be the OP's parents.
 
I don't pay refuse charges. The folks do.

I can't claim rent relief on money paid to my folks.

I now have the 3k and 5k credit cards gone and an 8k loan in it's place.
 
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