PaddyPaddy
Registered User
- Messages
- 10
Age: Mid 20s
Spouse’s/Partner's age: n/a
Annual gross income from employment or profession: 27k
Annual gross income of spouse: n/a
Type of employment: employed
In general are you:
(a) spending more than you earn, or ** this one **
(b) saving?
Rough estimate of value of home n/a
Amount outstanding on your mortgage: n/a
What interest rate are you paying? n/a
Other borrowings – car loans/personal loans etc
Personal loan 1 - 150
Personal loan 2 - 2500
Personal loan 3 - 3500
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card?
Credit Card 1 - 1900
Credit Card 2 - 2400
Credit Card 3 - 4900
Savings and investments:
Online Savings - 800
CU Savings - 1500
Do you have a pension scheme? no
Do you own any investment or other property? no, living at home
Ages of children: n/a
Life insurance: no
What specific question do you have or what issues are of concern to you?
Lots of debt, low enough income, best way to deal with it
Monthly outgoings:
Car Insurance - 70
Loan 1 - 105
eFlow - 20
Credit Card 1 - 50
Broadband - 15
Savings 1 - 200
Sky - 30
Loan 2 - 80
Loan 3 - 130
Savings 2 - 100
Credit Card 2 - 100
Phone credit - 25
Petrol - 50
Household contrib - 250
Credit Card 3 - 90
Spouse’s/Partner's age: n/a
Annual gross income from employment or profession: 27k
Annual gross income of spouse: n/a
Type of employment: employed
In general are you:
(a) spending more than you earn, or ** this one **
(b) saving?
Rough estimate of value of home n/a
Amount outstanding on your mortgage: n/a
What interest rate are you paying? n/a
Other borrowings – car loans/personal loans etc
Personal loan 1 - 150
Personal loan 2 - 2500
Personal loan 3 - 3500
Do you pay off your full credit card balance each month? no
If not, what is the balance on your credit card?
Credit Card 1 - 1900
Credit Card 2 - 2400
Credit Card 3 - 4900
Savings and investments:
Online Savings - 800
CU Savings - 1500
Do you have a pension scheme? no
Do you own any investment or other property? no, living at home
Ages of children: n/a
Life insurance: no
What specific question do you have or what issues are of concern to you?
Lots of debt, low enough income, best way to deal with it
Monthly outgoings:
Car Insurance - 70
Loan 1 - 105
eFlow - 20
Credit Card 1 - 50
Broadband - 15
Savings 1 - 200
Sky - 30
Loan 2 - 80
Loan 3 - 130
Savings 2 - 100
Credit Card 2 - 100
Phone credit - 25
Petrol - 50
Household contrib - 250
Credit Card 3 - 90