Garrettod said:From the marketing literature EBS provide, it would suggest all loans are at the same rate, I think its approx 7.4% or something similiar - are you sure they are "Risk based" rates on offer ?
Garrettod said:I've had several mailshots from MBNA telling me I could qualify for a loan, but just taken a quick look at their website and can't find any mention of their loans... is it possible, they only offer loans to existing CC customers ?
Garrettod said:Hi CCOVICH
From the marketing literature EBS provide, it would suggest all loans are at the same rate, I think its approx 7.4% or something similiar - are you sure they are "Risk based" rates on offer ?
I've had several mailshots from MBNA telling me I could qualify for a loan, but just taken a quick look at their website and can't find any mention of their loans... is it possible, they only offer loans to existing CC customers ?
Cheers
G>
http://www.rpoints.com/newbie
demoivre said:What does it say on your mailshot? I have just received another one in my statement and it says " We appreciate how you manage your cc account.........etc.
That suggests the offer is for existing account holders. The loan section on the MBNA site is in the secure section of the site but you have to be a UK based account holder to apply for a loan online.
LollyMc said:I get these all the time as I have an MBNA cc. Im sick to the teeth of these "offers" coming thru my door. Then they phoned me about 3 weeks ago on a Saturday morning offering me a loan, I politely said no thanks. Im trying to pay off my credit card and get shut of it once and for all, I hate the thing, worse decision I ever made. Card is cut up and gone, so just keep paying every month. As far as I know, it was only offered to customers of MBNA, but I could be wrong.......