Elderflower
Registered User
- Messages
- 22
Question, from the welcome pack it appears Pepper Finance is involved with the Ulsterbank transfer loans. Anyone know if there's any difference between PTSB servicing of your Loan versus Pepper Finance?
Permanent TSB has partnered with Pepper Finance Corporation (Ireland) DAC (“Pepper”) to support us in the transition and on-going servicing of your Loan.
Good luck if PTSB are dealing with Pepper - our mortgage was sold to Pepper without consulting us despite not missing any payment but because we for a short time were paying part capital, part interest and Pepper just do what they want - they wrote to us two letters in the lat week within 2 days stating our rate firstly going up by 0.75% and then by 1.25% so it will be almost 7% interest rate with an increase of almost 300.00 per month - how we'll be able to keep our house is beyond me - they are disgraceful - MABS do nothing so I hope you don't have to deal with Pepper
just received it todayI have not received my mortgage loan statement detailing all my mortgage transactions from UB this year despite having switched over to PTSB in early November.
This despite the letter from UB on 7th November that detailed that my mortgage had moved to ptsb saying that this statement had already been sent to me. Is anyone else in the same boat?
They paid 14 quarts to the furlong.Does anyone know if PTSB paid "full whack" for the UB mortgages, or did they get a better deal?
Does anyone know if PTSB paid "full whack" for the UB mortgages, or did they get a better deal?
Appreciate the response. Not looking for a deal at all!They bought the entire book at less than par but can't remember. It was mid to high 90's. There were some loans classified as non performing included. But if you are asking if PTSB would be likely to a deal because they bought the mortgages cheaply then the answer is a No.
Appreciate the response. Not looking for a deal at all!
Just paid off the mortgage bar a very small amount (<150 Euro) which is, as it looks like, due to difference in interest and breakage fee calculations (between my own calculations and the bank's).
PTSB is well "not great" from a customer service perspective so I am just trying to gauge if I will just send the money and be done with it or kick up some noise. My question is just another data point for the decision.
You won’t see transactions, which I find really annoying,On another note... how do the mortgage details (amount owing, fixed rate end date, monthly transactions etc.) appear in the PTSB app and website, for those who have been transferred? What can you do?
The letter to say the final tranche to transfer is happening within the next couple of months arrived a few weeks ago. I'm already a PTSB current account customer so I'm expecting said details to disappear from my UB app and magically reappear in my PTSB dashboard anon...
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?