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Valuehunter
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I am a professional consultant and am looking for public liability insurance. Can anyone recommend any good/cheap insurers?
I am a professional consultant and am looking for public liability insurance. Can anyone recommend any good/cheap insurers?
I am a professional consultant and am looking for public liability insurance. Can anyone recommend any good/cheap insurers?
As a professional consultant, is it Professional Indemnity cover you are looking for? If so, and you are a member of a professional body, i would suggest that you contact your professional body. Typically, professional bodies ( eg, Society of Chartered Surveyors, Institute of Engineers of Ireland, Royal Institute of Architects of Ireland to name but a few) have arrangements with particular brokers with whom they have schemes for PI cover for their members. I also understand, albeit that i am subject to correction on this, that Quinn Direct are offering PI cover, with stipulations that may not be as onerous as other insurers. I would recommend that you do go through the professional body route.
You will need Professional Indemnity cover only if the advice that you give a client could generate a monetary loss for that client if the advice ended up being poor. PI cover is very expensive.
Public Liability cover is the most basic cover you will need and will protect you in the event that you sued for any loss or damage you cause to a third party by virtue of your business operations e.g. if someone trips over your laptop lead in a training session.
Hiscox are a good bet, they operate group schemes for some professionals.