out of interest I got a quote from them the other day and they quoted me nearly half what I paid last month to another insurer....DOH!! Too late this year but they will be first port of call next year. PS - the on-line quote can be reduced if you ring them up.
My insurance is up shortly so I took a look at Britton (to prepare myself for the dreaded renewal notice). I was surprised to see a bargain quote of EUR1090.20 for an AXA policy. Convinced this couldn't possibly be right I went back and checked the details.
There was one mistake I had put "Axa Insurance" as my previous insurer so I changed this to "Axa Broker" and continued, expecting the same pleasent result(it seemed such a small change). Instead I got a quote of EUR1548.04 for the same policy with Axa.
I'm no insurance expert, but I fail to see how obtaining a policy through a broker, rather than direct from Axa last year could justify a 42% higher premium this year!
Also, it struck me that the whole experience of filling in the form for Britton was very similar to www.insure.ie so I tried it there. Exactly the same results, except they were offering a discount off the premium for the same policy(approx. 10%).
Ringing around looking for insurance for a provisional driver and Britton Insurance ar 33% cheaper than next 2 quotes and 50% better than highest. They wouldn't say who the policy is with, who could it be..
PS Hibernian Direct wouldn't quote - so that's how they "bring down the price of insurance" LOL
Just renewed my car insurance for 2004. Tried online sites, brokers and calling the co.'s directly.
Found that the online quotes are pretty useless. For example, Hibernian Direct online won't accept quotes if you have made a claim in the last five years. I have made two claims in the last five years and I got a quote from Hibernian through a broker.
Of all the quotes I received, online were the most expensive. My cheapest quotes were from brokers.
In the end went with a broker.
Difference between the most expensive and cheapest quote was €700!
Just renewed for 2004, tried all the online quotes mentioned in this post, and found every one of them useless (all around 1500 - 2000), except for Hibernian direct (1300), which was cheaper than britton brokers (1320) . However, Quinn Direct undercut all of them by by a fair margin and came in at 1127, so i am a happy camper.
My wife's insurance is due for renewal in November. Last year she went through Cornmarket "Nurses Group Motor Insurance Scheme". They quoted her €722 for this year.
Last Sunday's Independent (Oct 10 2004) said this about FBD "The survey shows quotes from seven different insurers for 12 different customer profiles. FBD came out cheapest for four of the profiles and second cheapest for a further four profiles". I gave them a call (1850 617 617) and they quoted me just under €640!!
NOTE: I don't work with FBD or know anybody working there. I thought I'd just share my good news with you!!
On www.valueireland.com, we've put together a selection of tips for renewing car insurance, and have compiled a listing of questions to ask each insurer. There's also a listing of 16 different companies (with contact details) all in a spreadsheet to print out and use when ringing around.