Yes. On Nov 7th 2006 IIB homeloans wrote to brokers to state that all fixed rates would now roll on to 1.25% tracker.Hi The letter of offer was 25th Oct 2006 and loan was drawn in Dec 12th 2006 and not Nov 2006, are the dates relevant?
Have a good read of the first few posts on this thread. Have a look at the fixed rate flyer in one of the messages.
Next step is probably to contact padraig kissane of kissane financial services for an opinion.
You fall in a group that applied before the date of the letter but drew down afterwards. I think this is still under investigation.