Is the prevailing rate terminology or the roll off comunication /flyer relevant?
No bank was giving trackers in Nov 2008. So there'd be no potential for your mortgage to go onto a rate that no longer existed when your mortgage started.We drew down our mortgage in Nov 2008, we fixed for 3 years. My letter of offer has the wording after the fixed rate term we roll onto "the lenders prevailing interest rate." No mention of ecb.
I rang KBC this morning and they told me I was NOT included in the review.
Where do I stand?
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