My Boyfriend and I are buying a house together and need to set up a joint bank account so that we can put money for bills, mortgage etc. into that. Would another current a/c be the best type of account to open or is there another type that would be better? We were thinking of opening one with PTSB because of the free banking. Our mrtgage is with BOI and our current a/c's are with AIB and BOI. WOuld adding another bank to the equation make a differnec in terms of transfers etc?