Micheal
Just to see if I get this right
- You need to charge people for a service
- You will get payment via CC over telephone
- You need to process payments as you receive details from customers
Take a look at this from the
www.worldpay.co.uk site - you may well have seen this before but the "Internet terminal" part of the description looks to be exactly what you need :
"For just £260 ( VAT) you can:
get an Internet merchant account in as little as 7-10 days with WorldDirect
accept a broad range of payment types (including Visa, MasterCard, Switch, Laser, Electron and more) with WorldDirect
take payments in most currencies and any language with WorldDirect
protect yourself and your shoppers with WorldAlert, our top of class anti-fraud system
use our internet terminal to take payments by phone, fax or mail (our internet equivalent of the traditional card terminal used in many stores). No complex software is required. All you need to use WorldAccess is an internet browser, a connection to the internet, and your customer's card details."
I have used Worldpay as a CC transaction supplier on a project for a large corporate internet project - I found them excellent to deal with, willing to accommodate our specific quirks on reconciliation and other issues and I was impressed with their technology and development ethos - I would caveat all the above by saying I was dealing with Worldpay on behalf of a large company and so was receiving top notch treatment
Also, I would recommend doing a full cost impact analysis on the transaction and annual charges that Worldpay would charge based on your expected transaction numbers - possibly do three scenarios 1. Low volumes 2. Average volumes and 3. High volumes (ie different analysis for different volumes). It may be possible to get Worldpay to cost each scenario for you
Even though it may sound as if I do I actually have no affiliation with Worldpay nor any related company
Hope this helps
efm