May be of interest - Mortgage taken out on 12/08/2008 - we went with 3 year fixed. On 25/02/2011 ( 6 months before 3 year team finished) I contacted AIB by phone to instruct them we wished to exercise our right to a tracker as per section 3.2 when the term finished.
I have attached a picture of how they addressed this in the banks response to the appeal.
I have attached a picture of how they addressed this in the banks response to the appeal.
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